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Are You Looking to Buy Property With a USDA Loan?
There are nearly one million USDA backed residential loans in the United States. Over 80% of these loans helped first time home buyers. Select from the list of states below or use the search feature to find available homes in your area. This site helps you determine if a USDA backed loan is a viable alternative for the home you are interested in. It also helps connect your with local agents and expert lenders to make your dreams of home ownership come true.
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Metropolitan areas of the United States cover about 85% of the population, but less than 30% of the land area.
Within these metropolitan regions, only about 2.6% of the U.S. land area is classified as urbanized. Urban areas across the United States covered approximately 63,400 square miles, which is about 3% of the total U.S. land area. While metropolitan areas account for around 28% of the U.S. land area, the urbanized portions within these areas—and across the country—constitute only about 2.6% to 3% of the total land area.The average distance from the center of an urban metropolitan area in the USA to the nearest USDA loan-eligible rural region is approximately 25–30 miles (driving distance). This estimate accounts for variability across small, medium, and large Metropolitan Statistical Areas (MSAs) and USDA’s rural eligibility criteria, which exclude urbanized areas and prioritize communities with populations ≤20,000 outside MSAs.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties.com can help you find Search for USDA Eligible Properties throughout the United States of America.
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USDA loans are mortgages backed by the U.S. Department of Agriculture as part of its USDA Rural Development Guaranteed Housing Loan program. USDA loans are available to home buyers, offering 100% financing with reduced mortgage insurance premiums and feature below-market mortgage rates. Use the links and search forms above to find and see if a property can qualify. Then get advice from a local loan expert.
USDA loans have income limits that vary by region and are restricted to less developed areas of the United States. This image shows roughly what areas of the country are ineligible for a USDA loan. For high resolution geographic boundary displays continue into this site and look for maps at the state, county and even city and zip code level.
USDAProperties was designed to help you find suitable USDA eligible properties that meet your specific needs and connect you directly to local realtors who will help you make it happen.
Looking for a specific realtor to help you? Search for a realtor by name.
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*USDA property eligibility is based on an analysis of the USDA-published boundary file. Listings are for informational purposes only and do not guarantee USDA loan eligibility. Additional property restrictions may apply. Eligibility is subject to USDA guidelines, including location and income limits. Verify all requirements with a USDA-approved lender or professional before making any decisions.