Looking to Buy in a Rural Area?

There are 962,943 USDA backed residential loans in the United States with an average loan balance of $113,048. Over 82% of these loans helped first time home buyers with a mean age of 37 years. The typical appraised home value was around $116,090. On average the rural home size purchased with this loan was approximately 1,459 SqFt. Select from the list of states below or use the search feature to find a home in your area.

• Alabama • Alaska • Arizona • Arkansas • California • Colorado • Connecticut • Delaware • Florida • Georgia • Hawaii • Idaho • Illinois • Indiana • Iowa • Kansas • Kentucky • Louisiana • Maine • Maryland • Massachusetts • Michigan • Minnesota • Mississippi • Missouri • Montana • Nebraska • Nevada • New Hampshire • New Jersey • New Mexico • New York • North Carolina • North Dakota • Oklahoma • Ohio • Oregon • Pennsylvania • Rhode Island • South Carolina • South Dakota • Tennessee • Texas • Utah • Vermont • Virginia • Washington • West Virginia • Wisconsin • Wyoming •

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties.com can help you find USDA Properties throughout the United States of America.

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USDA loans are mortgages backed by the U.S. Department of Agriculture as part of its USDA Rural Development Guaranteed Housing Loan program. USDA loans are available to home buyers with low-to-average income for their area, offer 100% financing with reduced mortgage insurance premiums and feature below-market mortgage rates. Use the form above to see if a property can qualify and get advice from a local loan expert. Advantages of a USDA loan include:

• Term available: 30-year fixed
• 100% financing (no down payment)
• Single family residence
• Primary residence only
• Grants and gifts can be allowed
• 3 years post-bankruptcy
• 4 years post-foreclosure
• Common sense underwriting
• Seller concessions up to 6%

USDA loans have income limits that vary by region and are restricted to less developed areas of the United States. This image shows roughly what areas of the country are ineligible for a USDA loan. For high resolution geographic boundary displays continue into this site and look for maps at the state, county and even city and zip code level.

USDAProperties was designed to help you find USDA eligible properties and connect you directly to local realtors who will help you make it happen.