USDA Properties

Looking to buy in a Rural area?

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties.com can help you find USDA Properties throughout the United States of America.

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USDA loans are mortgages backed by the U.S. Department of Agriculture as part of its USDA Rural Development Guaranteed Housing Loan program. USDA loans are available to home buyers with low-to-average income for their area, offer 100% financing with reduced mortgage insurance premiums and feature below-market mortgage rates. Use the form above to see if a property can qualify and get advices from a local loan expert. Advantages of a USDA loan include:

• Term available: 30-year fixed
• 100% financing (no down payment)
• Single family residence
• Primary residence only
• Grants and gifts can be allowed
• 3 years post-bankruptcy
• 4 years post-foreclosure
• Common sense underwriting
• Seller concessions up to 6%

USDA loans are restricted to less developed areas of the United States. The following image shows roughly what areas of the country are ineligible for a USDA loan.