Find USDA Eligible Properties in Northwest Arctic Borough


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There are 2 USDA backed residential loans in Northwest Arctic borough with an average loan balance of $178,061. Over 100% of the loans helped first time home buyers. Borrowers were an average age of 28 years old. The typical appraised home value was around $180,000. On average the rural home size purchased with this loan was approximately 916 SqFt. The state of Alaska determines loan eligibility income limits based on road access to the property. If the property has road access then a household of upto 4 people has an income limit of $114,400 and a household of between 5 and 8 people has a limit of $151,000. Otherwise, if the property has no road access, a household of upto 4 people has a income limit is $172,000 and a household of between 5 and 8 people has an income limit is $227,000. Northwest Arctic borough applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.


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Start your search for USDA loan eligible properties in the cities of Northwest Arctic Borough, AK   Northwest_Arctic QR code
* cities most likely to have USDA loan eligible properties for sale.

*Ambler   •   Bornite   •   *Buckland   •   Candle   •   Chicago Creek   •   *Deering   •   Espenberg   •   Fink Creek   •   *Kiana   •   *Kivalina   •   Kiwalik   •   Klery Creek   •   *Kobuk   •   *Kotzebue   •   *Noatak   •   *Noorvik   •   *Red Dog Mine   •   *Selawik   •   Sheshalik   •   *Shungnak

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Northwest Arctic Borough.

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View the detailed USDA boundaries and read about general conditions of
Northwest Arctic Borough, Alaska
USDA Boundary Details
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The Northwest Arctic Borough is located in the great state of Alaska and was officially established on June 2, 1986. This borough covers a vast area of approximately 40,762 square miles, making it larger than many U.S. states. It is situated in the northwest region of Alaska and is bordered by the Chukchi Sea on the west, while the Arctic Ocean borders it to the north.

Before the arrival of Europeans, the land was inhabited for thousands of years by the indigenous Inupiat people, who were expert hunters, fishers, and gatherers. They lived a traditional, subsistence lifestyle and maintained deep knowledge of the harsh environment that surrounded them.

In the mid-19th century, European and American whalers started coming to the area in pursuit of bowhead whales. The fur trade followed, bringing new economic opportunities, and non-Native settlement started to grow within the region. In the early 20th century, the region rapidly developed due to the discovery of vast deposits of zinc and lead. The Red Dog Mine, which opened in the 1980s, is one of the largest zinc mines in the world and became a major contributor to the region's economy.

There are 11 communities in the Northwest Arctic Borough, with Kotzebue as the largest and the borough's seat. Other communities include Ambler, Deering, Kiana, Kivalina, Kobuk, Noatak, Noorvik, Selawik, Shungnak, and Point Hope.

A fun fact about this region is that the Northwest Arctic Borough is home to the Cape Krusenstern National Monument, which features more than 114 beach ridges that provide a detailed chronological record, containing artifacts that preserve the history of the Inupiat people, their culture, and their relationship with the environment for more than 5,000 years.


Featured Cities of Alaska
Buckland Shungnak
Featured Properties from USDA Loan Eligible Regions of Northwest Arctic Borough