Find USDA Eligible Properties in Chambers County


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Looking to buy in Chambers County, Alabama?

There are 244 USDA backed residential loans in Chambers county with an average loan balance of $92,676. Over 90% of the loans helped first time home buyers. Borrowers were an average age of 39 years old. The typical appraised home value was around $95,963. On average the rural home size purchased with this loan was approximately 1,570 SqFt. Chambers county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Chambers County is roughly 1,560 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Chambers County is 8. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Chambers County, AL   Chambers QR code
* cities most likely to have USDA loan eligible properties for sale.

*Abanda   •   Blackman   •   Bosworth   •   Boyds   •   Buffalo   •   Clackville   •   Culebra   •   Cumbee Mill   •   *Cusseta   •   Danway   •   Denson   •   Doublehead   •   Finley   •   *Five Points   •   Fordyce   •   Foster Crossroads   •   *Fredonia   •   Glass   •   *Huguley   •   Jones Mill   •   Judson   •   Kendall Crossroads   •   *La Fayette   •   *Lanett   •   Liberty Crossroads   •   Marcoot   •   McCosh Mill   •   Milltown   •   Moorefield   •   Nelson   •   New Harmony   •   Oak Bowery   •   Osanippa   •   *Penton   •   Plant City   •   Rock Fence   •   Rollins   •   Sikes   •   *Standing Rock   •   Stroud   •   Sturkie   •   Tiller Crossroads   •   Trammel Crossroads   •   Tuckersburg   •   Union Hill   •   *Valley   •   Wards Mill   •   *Waverly   •   Welch

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Chambers County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Chambers County, Alabama
USDA Boundary Details
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Chambers County is a rural county located in the east-central part of the state of Alabama. Established on December 18, 1832, it was named in honor of Henry H. Chambers, a prominent U.S. Senator from the state. The county seat is Lafayette.

The area that is now Chambers County was originally inhabited by the Creek Indians, who ceded the land to the United States in 1832 as part of the Treaty of Cusseta. Early settlers were attracted to the region by the fertile soil, abundant water sources, and its proximity to the Chattahoochee River.

During the antebellum period, Chambers County was known for its agricultural wealth, particularly in cotton production. The county was home to numerous plantations, and the area's economy relied heavily on slave labor. Following the abolition of slavery, the county's economy shifted to include industry, most notably textile manufacturing, which remained prominent throughout the 20th century.

Chambers County was also home to a number of historic sites and events. During the Civil War, two significant battles, the Battle of West Point and the Battle of Hopewell Church, occurred in the county. Additionally, in 1934, the famous aviator Amelia Earhart made an unplanned stop at the Callaway Airport in LaFayette while attempting to break the world flight endurance record.

A fun fact about Chambers County is that Josephine Amelia Earhart, otherwise known as "Jo," the youngest sister of Amelia Earhart, lived and worked in the county as a nurse for nearly 20 years. She was married to local pharmacist Ross Callaway and resided in LaFayette, leaving a lasting personal connection to the area for the famous Earhart family.


Featured Cities of Alabama
Clackville Culebra
Featured Properties from USDA Loan Eligible Regions of Chambers County