Find USDA Eligible Properties in Elmore County


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Realtors in Elmore browse list of realtors working in Elmore County
Elmore county has 7 usdaproperties.com realtors ready to help with your search!

March Featured Agents
Gayna Darrington   from   Camelot Properties
Andrea Jones   from   Andrea Jones - ReMax Around the Lake
Derriet Moore   from   Elite Realty LLC
Southern Brokers Team   from   Roots Real Estate. Investment. Development

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Looking to buy in Elmore County, Alabama?

There are 838 USDA backed residential loans in Elmore county with an average loan balance of $130,520. Over 81% of the loans helped first time home buyers. Borrowers were an average age of 36 years old. The typical appraised home value was around $132,280. On average the rural home size purchased with this loan was approximately 1,573 SqFt. Elmore county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Elmore County is roughly 1,702 square kilometers. USDA defined regions of rural loan ineligibility in Elmore cover 52 square kilometers of the county. Approximately 3.1% of Elmore County is ineligible for traditional USDA home loans. The influence score for Elmore County is 2. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Elmore County, AL   Elmore QR code
* cities most likely to have USDA loan eligible properties for sale.

Adkin Hill   •   *Blue Ridge   •   Burlington   •   Butts Mill   •   Buyck   •   Central   •   Claud   •   Cold Spring   •   Coosa River   •   *Coosada   •   Cotton   •   *Deatsville   •   Dexter   •   *Eclectic   •   *Elmore   •   *Emerald Mountain   •   Falkner   •   Fays   •   Floyd   •   *Holtville   •   Kent   •   Kowaliga   •   Lightwood   •   Millbrook   •   Neman   •   New Bingham   •   North Elmore   •   Old Bingham   •   *Redland   •   Riddle   •   Santuck   •   Seman   •   *Tallassee   •   Titus   •   Wallsboro   •   Ware   •   Weoka   •   Weoka Mills   •   *Wetumpka   •   Willow Springs

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Elmore County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Elmore County, Alabama
USDA Boundary Details
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Elmore County, situated in the central part of Alabama, was established on 15th February 1866. The county was named in honor of General John Archer Elmore, a veteran of the American Revolutionary War and an early settler of Alabama. The area has an interesting history, deeply intertwined with the growth and development of the state itself.

Before the arrival of European settlers, Elmore County was inhabited by various Native American tribes such as the Alabama, Creek, and Tuskegee. Settlement by Europeans began in the early 19th century following the Louisiana Purchase in 1803 and the signing of the Treaty of Fort Jackson in August 1814, after the Creek War.

During the years leading up to the American Civil War, the region was dominated by a plantation economy, depending primarily on cotton production and slave labor. Following the civil war, the Reconstruction Era saw a period of recovery and the establishment of a new economic and social order.

In the 20th century, Elmore County began to transform and diversify its economy, relying less on agriculture and more on industry and tourism. The development of infrastructure, such as highways and the establishment of Maxwell-Gunter Air Force Base, contributed to the region's growth and prosperity.

A fun fact about Elmore County is the existence of Wetumpka Impact Crater, the only confirmed impact crater in Alabama. Located near the city of Wetumpka, this 83 million-year-old crater was created when a massive asteroid collided with the earth. Geologists consider the site a great natural landmark and an important subject for scientific research.

Today, Elmore County continues to prosper, with a vibrant community known for its historical sites, outdoor recreational activities, and picturesque landscapes.


Featured Cities of Alabama
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Featured Properties from USDA Loan Eligible Regions of Elmore County