Find USDA Eligible Properties in Franklin County


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Realtors in Franklin browse list of realtors working in Franklin County
Franklin county has 2 usdaproperties.com realtors ready to help with your search!

April Featured Agents
Willodean Davis   from   Exit River City Realty Davis
Greg Borden   from   Exit Realty Shoals

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Looking to buy in Franklin County, Alabama?

There are 129 USDA backed residential loans in Franklin county with an average loan balance of $89,432. Over 79% of the loans helped first time home buyers. Borrowers were an average age of 36 years old. The typical appraised home value was around $91,194. On average the rural home size purchased with this loan was approximately 1,586 SqFt. Franklin county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Franklin County is roughly 1,675 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Franklin County is 6. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Franklin County, AL   Franklin QR code
* cities most likely to have USDA loan eligible properties for sale.

Atwood   •   *Belgreen   •   Burntout   •   Carroll Crossroads   •   Dempsey   •   Duketon   •   Guinn Cross Roads   •   Halltown   •   *Hodges   •   Isbell   •   Jonesboro   •   Jordans Mill   •   Liberty Hill   •   Mountain Star   •   Newburg   •   Nix   •   Nix Mill   •   Old Burleson   •   Old Nauvoo   •   *Phil Campbell   •   Piney Bend   •   Pleasant Site   •   Pogo   •   Posey Mill   •   *Red Bay   •   Rockwood   •   *Russellville   •   Saints Crossroads   •   Seven Pines   •   *Spruce Pine   •   Tharptown   •   *Vina   •   Waco

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Franklin County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Franklin County, Alabama
USDA Boundary Details
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Franklin County, located in the northwest region of the great state of Alabama, has a rich history dating back to its creation on February 6, 1818. The county was named in honor of Benjamin Franklin, the renowned inventor, writer, and statesman. Franklin County originally encompassed parts of what is now Colbert and Lauderdale Counties, and the first county seat was established in Russellville.

The area played a role as a significant crossroad for Native Americans, settlers, and traders who utilized the Tennessee River, the Natchez Trace (which passes through the county), and other routes to travel across the region. During the early 1800s, the land was inhabited by Cherokee and Chickasaw tribes. These Native Americans were eventually relocated during the Trail of Tears, which many passed through Franklin County in the 1830s.

Throughout the 19th and 20th centuries, Franklin County experienced growth and development, with a strong reliance on agriculture as its primary industry. Cotton farming was the backbone of the local economy until the arrival of the textile and apparel industries in the 20th century. The county also saw significant transportation upgrades in the form of railroad and highway construction, supporting further economic growth.

One interesting fact about Franklin County is the presence of the Dismals Canyon, a breathtaking sandstone gorge that features a 1.5-mile boardwalk and unique, bioluminescent glowworms called Dismalites. These fascinating insects can be found nowhere else in North America, attracting tourists and nature enthusiasts to Franklin County.


Featured Cities of Alabama
Pogo Rockwood
Featured Properties from USDA Loan Eligible Regions of Franklin County
0 County Highway 123
Phil Campbell, AL

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1528 Highway 64
Spruce Pine, AL

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