Find USDA Eligible Properties in Montgomery County


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Realtors in Montgomery browse list of realtors working in Montgomery County
Montgomery county has 5 usdaproperties.com realtors ready to help with your search!

March Featured Agents
Ave Walton   from   Occupy Real Estate Group
Derriet Moore   from   Elite Realty LLC
Gayna Darrington   from   Camelot Properties

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Looking to buy in Montgomery County, Alabama?

There are 40 USDA backed residential loans in Montgomery county with an average loan balance of $137,288. Over 82% of the loans helped first time home buyers. Borrowers were an average age of 35 years old. The typical appraised home value was around $142,095. On average the rural home size purchased with this loan was approximately 1,769 SqFt. Montgomery county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Montgomery County is roughly 2,071 square kilometers. USDA defined regions of rural loan ineligibility in Montgomery cover 667 square kilometers of the county. Approximately 32.2% of Montgomery County is ineligible for traditional USDA home loans. The influence score for Montgomery County is 2. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
* WARNING *
Montgomery County appears to be largely or entirely within a USDA loan exclusion zone.
To find USDA loan eligible real estate you may need to search a more rural county.

Start your search for USDA loan eligible properties in the cities of Montgomery County, AL   Montgomery QR code
* cities most likely to have USDA loan eligible properties for sale.

Ada   •   Barachias   •   Bethlehem   •   Brassell   •   Brassell Bottom   •   Canaan   •   Cantelous   •   Canty   •   Carters Hill   •   Catoma   •   Cecil   •   Cooks   •   Currys   •   Davenport   •   Davis Crossroads   •   Dublin   •   Flatwood   •   Fleta   •   Gibson   •   Grady   •   Hobbie Farm   •   Hope Hull   •   Hunter   •   Kilby   •   Lapine   •   Le Grand   •   Lynndale   •   Mamie   •   McDade   •   Meadville   •   Merry   •   Mitylene   •   Montgomery   •   Mount Carmel   •   Mount Meigs   •   Mount Meigs Station   •   Naftel   •   Perrys Mill   •   Pike Road   •   Pinedale   •   Pintlala   •   Ramer   •   Sellers   •   Shepherd Hill   •   Snowdoun   •   Sprague   •   Strata   •   Teasleys Mill   •   Tharin   •   Waugh   •   Wiley

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Montgomery County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Montgomery County, Alabama
USDA Boundary Details
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Montgomery County, located in the heart of Alabama, was established on December 6, 1816, and was named in honor of Major-General Richard Montgomery, an Irish soldier who played a significant role in the American Revolutionary War. Montgomery, the capital city of Alabama, is also the county seat of Montgomery County.

The region has a rich history dating back to Native American settlements, with the area inhabited by various tribes such as the Alabama, Muscogee, and Choctaw people. European settlers, particularly of British and French origin, began arriving in the region in the late 18th and early 19th centuries. Alabama became the 22nd state of the United States on December 14, 1819.

Montgomery County played a crucial role in American civil rights history. On December 1, 1955, Rosa Parks, a black seamstress, refused to give up her seat to a white passenger on a segregated city bus, an act that ignited the Montgomery Bus Boycott. This protest led to changes in the public transportation system and the rise of civil rights leaders like Martin Luther King Jr., who came to prominence in Montgomery.

A fun fact about Montgomery County is that it is home to the Alabama Shakespeare Festival (ASF), the fifth-largest of its kind in the world. Founded in 1972 and moved to Montgomery in 1985, the ASF hosts literature and theater performancesincluding not just Shakespeare's plays but also literary classics, contemporary works, and musical theaterdrawing over 300,000 visitors annually.


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Featured Properties from USDA Loan Eligible Regions of Montgomery County