Find USDA Eligible Properties in Phillips County


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There are 47 USDA backed residential loans in Phillips county with an average loan balance of $88,745. Over 82% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $90,072. On average the rural home size purchased with this loan was approximately 1,182 SqFt. Alternate income limits exist to determine loan eligibility in Phillips county. For a household of upto 4 people the income limit is $92,700. For a household of between 5 and 8 people the income limit increases to $122,350.

The size of Phillips County is roughly 1,782 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Phillips County is 9. Look below for the interactive county level map illustration below for more details.


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Start your search for USDA loan eligible properties in the cities of Phillips County, CO   Phillips QR code
* cities most likely to have USDA loan eligible properties for sale.

*Amherst   •   *Haxtun   •   *Holyoke   •   *Paoli

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Phillips County.

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View the detailed USDA boundaries and read about general conditions of
Phillips County, Colorado
USDA Boundary Details
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Phillips County is located in the northeastern part of the great state of Colorado. Established on March 27, 1889, the county was named in honor of R.O. Phillips, a secretary of the Lincoln Land Company, who played a significant role in organizing the county's first several towns. It spans an area of approximately 688 square miles, with its county seat in Holyoke.

In its early history, the region was inhabited by various Native American tribes, such as the Cheyenne, Arapaho, and Sioux. The area became a destination for settlers and pioneers during westward expansion in the mid to late 19th century, after the construction of the transcontinental railroad in 1869.

Agriculture has been the backbone of Phillips County's economy, with a focus on crops like wheat, corn, and sunflower seeds, as well as dairy and cattle farming. In recent years, renewable energy sources such as wind and solar energy have helped to diversify the economy.

And now, for a fun fact about Phillips County: the county is also home to a unique roadside attraction known as the "World's Largest Hand-Dug Well," located in the town of Holyoke. Also known as the "Wonder Well," it was dug by hand in 1891 and measures 32 feet wide and 65 feet deep. This impressive feat of engineering demonstrates the perseverance and determination of the early settlers in this region.


Featured Cities of Colorado
Amherst Paoli
Featured Properties from USDA Loan Eligible Regions of Phillips County