Find USDA Eligible Properties in Clay County


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Realtors in Clay browse list of realtors working in Clay County
Clay county has 4 usdaproperties.com realtors ready to help with your search!

March Featured Agents
April Bachtold   from   Watson Realty Corp.
Schenita Little   from   1st Choice Real Estate LLC
Sam Vinson   from   Florida Homes Realty and Mortgage

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Looking to buy in Clay County, Florida?

There are 1,050 USDA backed residential loans in Clay county with an average loan balance of $144,491. Over 85% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $146,795. On average the rural home size purchased with this loan was approximately 1,785 SqFt. Clay county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Clay County is roughly 1,665 square kilometers. USDA defined regions of rural loan ineligibility in Clay cover 175 square kilometers of the county. Approximately 10.5% of Clay County is ineligible for traditional USDA home loans. The influence score for Clay County is 2. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Clay County, FL   Clay QR code
* cities most likely to have USDA loan eligible properties for sale.

*Asbury Lake   •   BellairMeadowbrook Terrace   •   Belmore   •   Camp Echockotee   •   Doctors Inlet   •   Fellowship Park   •   Fleming Island   •   *Green Cove Springs   •   Hibernia   •   Highland   •   Hugh   •   *Keystone Heights   •   Kingsley   •   Kingsley Beach   •   Kingsley Village   •   Lake Geneva   •   Lakeside   •   Leno   •   Loch Lommond   •   Magnolia Springs   •   Meadowbrook Terrace   •   *Middleburg   •   Neilhurst   •   North Meadowbrook Terrace   •   Oakleaf Plantation   •   Orange Park   •   Pass Station   •   *Penney Farms   •   Rideout   •   Ridgewood   •   Russell   •   Walkill   •   West Tocoi

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Clay County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Clay County, Florida
USDA Boundary Details
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Clay County, located in the northeast part of Florida, was created on December 31, 1858, from a section of Duval County. It was named in honor of Henry Clay, a prominent American statesman, and U.S. Senator from Kentucky. The county seat is Green Cove Springs.

The history of Clay County dates back to prehistoric times as indigenous tribes, such as the Timucua, lived in the region before the arrival of Europeans. The first European explorers to visit this area were the French during their brief settlement in the mid-16th century. The region eventually fell under the control of the Spanish, and later the British, before ultimately becoming a part of the United States in 1821 when Florida became a U.S. territory.

Throughout the 19th and 20th centuries, Clay County experienced significant growth and development due in part to industries such as agriculture, timber, and tourism. During the late 19th and early 20th centuries, Green Cove Springs became a popular destination for tourists who came to visit the natural spring and indulge in its curative properties.

A fun fact about Clay County is that during World War II, an "inland" naval base called Naval Air Station Lee Field was established in Green Cove Springs to protect the U.S. Fleet from submarine attacks. Although the base was decommissioned in 1960, it contributed significantly to the area's development and growth. Today, Clay County is known for its natural beauty, recreational opportunities, and a rich historical heritage.


Featured Cities of Florida
Camp_Echockotee Doctors_Inlet
Featured Properties from USDA Loan Eligible Regions of Clay County