Find USDA Eligible Properties in Gulf County


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Gulf county has 2 usdaproperties.com realtors ready to help with your search!

March Featured Agents
Jeff Galloway   from   Jeff Galloway real estate
Rod Cabezas   from   Coastal Realty Group

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Looking to buy in Gulf County, Florida?

There are 78 USDA backed residential loans in Gulf county with an average loan balance of $117,286. Over 70% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $120,895. On average the rural home size purchased with this loan was approximately 1,376 SqFt. Gulf county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Gulf County is roughly 1,509 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Gulf County is 6. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Gulf County, FL   Gulf QR code
* cities most likely to have USDA loan eligible properties for sale.

Beacon Hill   •   Dalkeith   •   Gaskins Still   •   Highland View   •   Honeyville   •   Indian Pass   •   Iola   •   Milltown   •   Niles   •   Odena   •   Overstreet   •   *Port Saint Joe   •   *Wewahitchka

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Gulf County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Gulf County, Florida
USDA Boundary Details
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Gulf County, located in the Florida Panhandle, was established on June 6, 1925. It was named after the Gulf of Mexico, which borders it to the south. The county was created from a portion of Calhoun County and has its county seat in Port St. Joe. Historically, the area was inhabited by Native American tribes, including the Creek and the Apalachee.

The Spanish were the first Europeans to explore the region in the early 16th century. Ultimately, the territory was ceded to the United States in 1819 by Spain through the Adams-Ons Treaty. The region saw significant growth and development during the 19th and early 20th centuries, primarily due to its booming maritime and lumber industries.

The St. Joseph and Iola Railroad played a key role in Gulf County's development, transporting goods from the port to various locations throughout the southeastern United States. In 1942, the establishment of the Apalachicola Northern Railway helped improve the county's connectivity even further.

A fun fact about Gulf County is that it is home to the Constitution Convention Museum State Park, a historical site commemorating Florida's first constitutional convention in 1838. Delegates from across the territory gathered in St. Joseph, the largest city in the area at that time, to draft the state's first constitution in order to apply for statehood. The museum includes displays of historical artifacts and offers guided tours, providing an educational experience for visitors interested in the state's early history.


Featured Cities of Florida
Dalkeith Wewahitchka
Featured Properties from USDA Loan Eligible Regions of Gulf County