Find USDA Eligible Properties in Putnam County


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Jeff Rutledge   from   Keller Williams Realty Lake Oconee

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Looking to buy in Putnam County, Georgia?

There are 101 USDA backed residential loans in Putnam county with an average loan balance of $121,005. Over 87% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $119,855. On average the rural home size purchased with this loan was approximately 1,734 SqFt. Putnam county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Putnam County is roughly 932 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Putnam County is 6. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Putnam County, GA   Putnam QR code
* cities most likely to have USDA loan eligible properties for sale.

*Crooked Creek   •   *Eatonton   •   Flat Rock   •   Hallwood   •   Imperial   •   Meda   •   Note   •   Phoenix   •   Reids Crossroads   •   Resseaus Crossroads   •   Rockville   •   Rudden   •   Stanfordville   •   Warfield   •   Willard

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Putnam County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Putnam County, Georgia
USDA Boundary Details
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Putnam County is located in the state of Georgia, USA, and was established on December 10, 1807. It is named in honor of General Israel Putnam, who was a hero in the French and Indian War and a general for the Continental Army in the American Revolution. The county seat is Eatonton, which was named after William Eaton, an officer and diplomat during the First Barbary War.

In its early days, the county's primary economic activities were agriculture and the production of textiles. Cotton, corn, and wheat were the main crops grown in the area. The first half of the 19th century saw the construction of several mansions, some of which still stand today, showcasing the opulence of the local plantation owners during this period.

During the Civil War, many battles occurred around Putnam County, but the area itself was spared any major conflict. In the years following the Civil War, the region slowly transitioned from plantation-based agriculture to smaller farms embracing a more diverse range of crops and livestock.

A fun fact about Putnam County is that it is home to the Uncle Remus Museum, which celebrates the stories of Joel Chandler Harris, a famous author from the late 19th and early 20th centuries. Harris' stories, based on African American folktales, were set in and around the fictional Southern county of "Putmon," which was inspired by real-life Putnam County. These stories popularized the characters of Uncle Remus, Br'er Rabbit, and Br'er Fox, and they have had a lasting impact on American culture and folklore.


Featured Cities of Georgia
Eatonton Willard
Featured Properties from USDA Loan Eligible Regions of Putnam County