Find USDA Eligible Properties in Adams County


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Adams county has 2 usdaproperties.com realtors ready to help with your search!

March Featured Agents
Chris Altmix   from   Century 21 Broughton Team
Lisa Hapke   from   Bower

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Looking to buy in Adams County, Illinois?

There are 372 USDA backed residential loans in Adams county with an average loan balance of $91,404. Over 72% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $94,115. On average the rural home size purchased with this loan was approximately 1,409 SqFt. Adams county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Adams County is roughly 2,257 square kilometers. USDA defined regions of rural loan ineligibility in Adams cover 41 square kilometers of the county. Approximately 1.8% of Adams County is ineligible for traditional USDA home loans. The influence score for Adams County is 7. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Adams County, IL   Adams QR code
* cities most likely to have USDA loan eligible properties for sale.

Adams   •   Beverly   •   Burton   •   *Camp Point   •   Chatton   •   Chestline   •   *Clayton   •   *Coatsburg   •   *Columbus   •   Ewbanks   •   Fall Creek   •   Fowler   •   *Golden   •   Hickory Grove   •   Kellerville   •   *La Prairie   •   *Liberty   •   *Lima   •   *Loraine   •   Marblehead   •   Marcelline   •   *Mendon   •   Meyer   •   North Quincy   •   Paloma   •   *Payson   •   *Plainville   •   Quincy   •   Richfield   •   Rock Creek   •   *Ursa   •   Woodville

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Adams County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Adams County, Illinois
USDA Boundary Details
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Adams County, located in the great state of Illinois, was established on January 13, 1825, and named in honor of the sixth President of the United States, John Quincy Adams. Situated in the western part of the state, the county has a rich and diverse history that includes Native American inhabitants, French fur traders, and settlers from various parts of the United States and Europe.

One of the most significant events in the history of Adams County was the Mormon settlement in the city of Nauvoo during the 1840s. Thousands of Mormons, led by their prophet Joseph Smith, settled in the region after being driven out of Missouri. They built a thriving community in Nauvoo, which became one of the largest cities in Illinois at that time. The Mormon presence in Adams County ended in 1846 when they were expelled from Nauvoo, leading to their westward migration known as the Mormon Trail.

The county seat, Quincy, lies on the banks of the Mississippi River and was founded in 1822. Quincy has played key roles in various historical events, including the Lincoln-Douglas debates in 1858. One of these famous debates between Abraham Lincoln and Stephen A. Douglas was held in Quincy's Washington Park. This event attracted national attention and played a significant role in the presidential election of 1860, which eventually led to Lincoln's victory.

A fun fact about Adams County is that the Villa Kathrine, an unusual home built in 1900, is perched on a bluff overlooking the Mississippi River in Quincy. It was designed in the style of a Mediterranean castle by prominent architect George Behrensmeyer for a local eccentric millionaire named W. George Metz. Today, the Villa Kathrine serves as Quincy's official tourism information center and is listed on the National Register of Historic Places. Visitors can explore the unique architecture and history of this fascinating historic site.


Featured Cities of Illinois
Camp_Point Chatton
Featured Properties from USDA Loan Eligible Regions of Adams County