Find USDA Eligible Properties in Winnebago County


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Thomas Grimes   from   Remax Town Lake
Milena Cojkic   from   Keller Williams Realty Signature

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Looking to buy in Winnebago County, Illinois?

There are 104 USDA backed residential loans in Winnebago county with an average loan balance of $113,745. Over 77% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $112,884. On average the rural home size purchased with this loan was approximately 1,454 SqFt. Winnebago county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Winnebago County is roughly 1,348 square kilometers. USDA defined regions of rural loan ineligibility in Winnebago cover 689 square kilometers of the county. Approximately 51.1% of Winnebago County is ineligible for traditional USDA home loans. The influence score for Winnebago County is 2. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Winnebago County, IL   Winnebago QR code
* cities most likely to have USDA loan eligible properties for sale.

Alworth   •   Argyle   •   Cherry Valley   •   *Durand   •   Harlem   •   Hutchins Park   •   Kishwaukee   •   Kishwaukee Glen   •   *Lake Summerset   •   Latham Park   •   Loves Park   •   Machesney Park   •   Morehaven   •   New Milford   •   Owen Center   •   *Pecatonica   •   Perryville   •   Rockford   •   Rockton   •   Roscoe   •   Seward   •   Shirland   •   South Beloit   •   Wempletown   •   *Winnebago

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Winnebago County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Winnebago County, Illinois
USDA Boundary Details
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Winnebago County, located in the northern region of the great state of Illinois, was established on January 16, 1836, and named after the Winnebago Native American Tribe which resided in the area. The county seat is Rockford, which is the third-largest city in the state. Prior to European settlements, the area was inhabited by Native American tribes, including the Winnebago, Potawatomi, and Kickapoo.

The first Europeans to explore the area were French fur traders in the early 17th century. As settlers moved westward, the population grew, and in 1835, Germanicus Kent and Thatcher Blake arrived in the area, setting up the first post office in the region. Rockford quickly became a thriving industrial city as demand for agricultural and manufacturing goods grew.

Winnebago County played an important role during the Civil War, with Camp Fuller being established just east of Rockford. Thousands of troops were trained there before heading off to join the Union Army.

In the 20th century, the county continued to grow, driven by manufacturing and agriculture. Rockford was nicknamed the "Screw Capital of the World" due to the number of fastener companies in the area. The manufacturing industry remains strong in the county today, with a focus on aerospace, automotive, and industrial machinery.

A fun fact about this region is that Winnebago County is home to the Rockford Peaches, an All-American Girls Professional Baseball League team that was active from 1943 to 1954. The team was immortalized in the 1992 film, "A League of Their Own," starring Geena Davis, Tom Hanks, Madonna, and Rosie O'Donnell.


Featured Cities of Illinois
Cherry_Valley Durand
Featured Properties from USDA Loan Eligible Regions of Winnebago County