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Find USDA Eligible Properties in Kentucky
Find properties within a county or use the search to find specific city and zip code areas.
Are you looking to buy in a rural area of Kentucky?
There are 27,206 USDA backed residential loans in Kentucky with an average loan balance of $98,997. Over 77% of the loans went to help first time home buyers. Borrowers were an average age of 36 years old. The typical appraised home value was around $101,773. On average the rural home size purchased with this loan was approximately 1,430 square feet.
The size of Kentucky is roughly 104,656 square kilometers. USDA defined regions of rural loan ineligibility in Kentucky cover 3,957 square kilometers of the state. See the interactive geographic illustration below for more details. Only 3.78% of the state is ineligible for traditional USDA home loans.
Select from the list of counties below or use the search feature to find houses in a city where you would like to live.
Search 120 Counties of Kentucky 
Adair • Allen • Anderson • Ballard • Barren • Bath • Bell • Boone • Bourbon • Boyd • Boyle • Bracken • Breathitt • Breckinridge • Bullitt • Butler • Caldwell • Calloway • Campbell • Carlisle • Carroll • Carter • Casey • Christian • Clark • Clay • Clinton • Crittenden • Cumberland • Daviess • Edmonson • Elliott • Estill • Fayette • Fleming • Floyd • Franklin • Fulton • Gallatin • Garrard • Grant • Graves • Grayson • Green • Greenup • Hancock • Hardin • Harlan • Harrison • Hart • Henderson • Henry • Hickman • Hopkins • Jackson • Jefferson • Jessamine • Johnson • Kenton • Knott • Knox • Larue • Laurel • Lawrence • Lee • Leslie • Letcher • Lewis • Lincoln • Livingston • Logan • Lyon • Madison • Magoffin • Marion • Marshall • Martin • Mason • McCracken • McCreary • McLean • Meade • Menifee • Mercer • Metcalfe • Monroe • Montgomery • Morgan • Muhlenberg • Nelson • Nicholas • Ohio • Oldham • Owen • Owsley • Pendleton • Perry • Pike • Powell • Pulaski • Robertson • Rockcastle • Rowan • Russell • Scott • Shelby • Simpson • Spencer • Taylor • Todd • Trigg • Trimble • Union • Warren • Washington • Wayne • Webster • Whitley • Wolfe • Woodford
Use above links or the clickable map to view county level data.
States bordering Kentucky include Illinois, Indiana, Missouri, Ohio, Tennessee, Virginia and West Virginia.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA Properties throughout the state of Kentucky.
Kentucky was admitted into the United States on June 1st, 1792 where the state capitol today resides in Frankfort.
The official Kentucky motto is “United We Stand, Divided We Fall.” This phrase is attributed to the 1768 work, The Liberty Song, by John Dickinson. The phrase was later adopted as a motto by many states in the United States, including Kentucky in 1792. The phrase is meant to be a call to unity and strength in the face of adversity. It is a reminder that if a people, a nation, or a state is divided and not working together, they will ultimately fail.
Learn more about the birds and the bugs of Kentucky!
State Fish: Kentucky spotted bass (Micropterus punctulatus)
Click the map below to view for more details about rural housing in Kentucky and a higher resolution USDA loan eligibility boundaries.
Updated Boundaries
Effective 2024
Local USDA Program Administration Contact Information
Kentucky USDA Rural Development State OfficeFeatured Properties from USDA Loan Eligible Regions of Kentucky
771 Corporate Drive, Suite 200
Lexington, KY 40503
859-224-7300
State Director's Office -- 859-224-7300
Business-Cooperative Programs -- 859-224-7435
Community Facilities -- 859-224-7336
Multi-Family Housing -- 859-224-7357
Single-Family Housing -- 859-224-7322
Public Affairs -- 859-224-7695
Select from many USDA loan eligible cities
Rural Homes in Kentucky during Spring
