Find USDA Eligible Properties in Hampden County


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Lauren Mace   from   Neylon Real Estate

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Looking to buy in Hampden County, Massachusetts?

There are 364 USDA backed residential loans in Hampden county with an average loan balance of $179,424. Over 81% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $180,611. On average the rural home size purchased with this loan was approximately 1,366 SqFt. Alternate income limits exist to determine loan eligibility in Hampden county. For a household of upto 4 people the income limit is $111,100. For a household of between 5 and 8 people the income limit increases to $146,650.

The size of Hampden County is roughly 1,642 square kilometers. USDA defined regions of rural loan ineligibility in Hampden cover 569 square kilometers of the county. Approximately 34.7% of Hampden County is ineligible for traditional USDA home loans. The influence score for Hampden County is 2. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Hampden County, MA   Hampden QR code
* cities most likely to have USDA loan eligible properties for sale.

Agawam   •   Agawam Town   •   Amostown   •   Ashleyville   •   Baptist Village   •   Blanchardville   •   *Blandford   •   *Brimfield   •   Butlerville   •   Camp Berkshire   •   Camp Spruce Hill   •   Camp Woronoak   •   Cayenne   •   *Chester   •   Chester Center   •   Chicopee   •   Colton Hollow   •   Congamond   •   Crescent Mills   •   Dayville   •   Dingley Dell   •   Duckville   •   East Brimfield   •   East Farms   •   East Forest Park   •   East Longmeadow   •   East Wilbraham   •   Feeding Hills   •   Fentonville   •   Fiberloid   •   *Granville   •   Granville Center   •   *Hampden   •   *Holland   •   Holyoke   •   Ingleside   •   Liberty Heights   •   Little Rest   •   Littleville   •   Longmeadow   •   Ludlow   •   Ludlow Center   •   Ludlow City   •   McKnight and Bay   •   Merrick   •   Mittineague   •   *Monson   •   *Monson Center   •   *Montgomery   •   Mountain Park   •   North Agawam   •   North Blandford   •   North Chester   •   North End   •   North Monson   •   North Wilbraham   •   Old Hill   •   Palmer   •   *Palmer Town   •   Red Bridge   •   *Russell   •   Skyland   •   South End   •   South Factory Village   •   South Monson   •   South Quarter   •   *Southwick   •   Springfield   •   Springfield Boys Camp   •   Springfield Girls Camp   •   Tatham   •   Tenneyville   •   The X   •   Thorndike   •   Three Rivers   •   *Tolland   •   Tolland Center   •   Upper Hill   •   Vining Hill   •   *Wales   •   West Agawam   •   West Brimfield   •   West Farms   •   West Granville   •   West Springfield   •   West Springfield Town   •   Westfield   •   Whipples   •   *Wilbraham   •   Woronoco   •   Woronoco Heights

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Hampden County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Hampden County, Massachusetts
USDA Boundary Details
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Hampden County is located in the western part of the state of Massachusetts, USA. It was formed on February 25, 1812, and named in honor of John Hampden, an English patriot who played a significant role in the English Parliament leading up to the English Civil War. The county's largest city and traditional county seat is Springfield, which is also the third largest city in Massachusetts.

Hampden County played an important role in the early history of the United States, being home to several key events during the Revolutionary War. Many residents were active in the patriot cause, providing supplies and soldiers for the fight against the British forces.

Throughout the 19th and 20th centuries, Hampden County developed into an industrial and manufacturing hub, with Springfield being known as the "City of Firsts" due to its numerous innovations and inventions, including the first American-English dictionary and the first American gasoline-powered car.

Today, Hampden County is an economically and culturally diverse region, offering a mix of urban and rural landscapes. Its population is approximately 466,000, making it the eighth most populous county in Massachusetts.

Fun fact: Hampden County is home to the Basketball Hall of Fame, located in Springfield, as the sport was invented by Dr. James Naismith in the city in 1891 while he was a physical education instructor at the International YMCA Training School (now Springfield College).


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Featured Properties from USDA Loan Eligible Regions of Hampden County