Find USDA Eligible Properties in Kalkaska County


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Kalkaska county has 3 usdaproperties.com realtors ready to help with your search!

March Featured Agents
Betsy Hill   from   Five Star Real Estate
Sandy Ehlers   from   Coldwell Banker
Pam Morek   from   Coldwell Banker Schmidt Realtors

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Looking to buy in Kalkaska County, Michigan?

There are 238 USDA backed residential loans in Kalkaska county with an average loan balance of $82,513. Over 81% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $83,829. On average the rural home size purchased with this loan was approximately 1,255 SqFt. Kalkaska county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Kalkaska County is roughly 1,476 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Kalkaska County is 9. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Kalkaska County, MI   Kalkaska QR code
* cities most likely to have USDA loan eligible properties for sale.

Angling   •   Barker Creek   •   Cotton   •   Crofton   •   Darragh   •   Deibert   •   Fletcher   •   Giddings   •   Houseman   •   *Kalkaska   •   Leetsville   •   Lodi   •   *Manistee Lake   •   ONeil   •   *Rapid City   •   Sharon   •   Sigma   •   Smithville   •   *South Boardman   •   Spencer   •   Taffeltown   •   Torch River

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Kalkaska County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Kalkaska County, Michigan
USDA Boundary Details
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Kalkaska County is a picturesque region located in the northwest part of the great state of Michigan, in the United States of America. The county was originally established on April 1, 1840, but it was not fully organized until 1867. It spans approximately 572 square miles and is home to beautiful lakes, rivers, and forests.

Before the arrival of European settlers, the land which now constitutes Kalkaska County was inhabited by Native American tribes, including the Odawa, Ojibwe, and Pottawatomi. During Michigan's early exploration and settlement, fur trading was significantly established in the region. In the early 19th century, Michigan's lumber industry began to flourish, contributing to a significant population increase in Kalkaska County. Logging camps, mills, and railways were built to support the growing demand for timber.

The discovery of natural resources, such as oil and natural gas, further contributed to the region's economic growth during the late 19th and early 20th centuries. Today, Kalkaska County is known for its vibrant agriculture, manufacturing, and tourism industries. The county is also a hub for outdoor recreation opportunities, including fishing, hunting, and snowmobiling, which attract numerous visitors each year.

A fun fact about Kalkaska County is that it hosts the annual National Trout Festival, celebrating the county's status as an angler's paradise due to its numerous trout-filled streams, lakes, and the ideal fishing conditions they provide. The festival started in 1936 and features a variety of events, parades, and entertainment for people of all ages, drawing locals and tourists alike.


Featured Cities of Michigan
Cotton Torch_River
Featured Properties from USDA Loan Eligible Regions of Kalkaska County