Find USDA Eligible Properties in Chatham County


NC State Flag  Chatham County Seal

Realtors in Chatham browse list of realtors working in Chatham County
Chatham county has 1 usdaproperties.com realtor ready to help with your search!

March Featured Agent
Christie Brown   from   Chatham Homes Realty

USDAProperties Agent Contact Page Contact an Agent for Help  

Looking to buy in Chatham County, North Carolina?

There are 210 USDA backed residential loans in Chatham county with an average loan balance of $151,751. Over 83% of the loans helped first time home buyers. Borrowers were an average age of 39 years old. The typical appraised home value was around $155,469. On average the rural home size purchased with this loan was approximately 1,624 SqFt. Alternate income limits exist to determine loan eligibility in Chatham county. For a household of upto 4 people the income limit is $97,550. For a household of between 5 and 8 people the income limit increases to $128,750.

The size of Chatham County is roughly 1,837 square kilometers. USDA defined regions of rural loan ineligibility in Chatham cover 3 square kilometers of the county. Approximately 0.2% of Chatham County is ineligible for traditional USDA home loans. The influence score for Chatham County is 2. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Chatham County, NC   Chatham QR code
* cities most likely to have USDA loan eligible properties for sale.

Asbury   •   Bells   •   *Bennett   •   Bonlee   •   Brickhaven   •   Bynum   •   Carbonton   •   Crutchfield Crossroads   •   Farrington   •   Fearrington   •   *Fearrington Village   •   *Goldston   •   *Gulf   •   Gum Springs   •   Harpers Crossroads   •   Haywood   •   Merry Oaks   •   *Moncure   •   Mount Vernon Springs   •   *Pittsboro   •   Seaforth   •   *Siler City   •   Silk Hope   •   Terrells   •   Wilsonville

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Chatham County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Chatham County, North Carolina
USDA Boundary Details
.

Chatham County, located in the great state of North Carolina, was established on October 13, 1771, from a portion of Orange County. Named after William Pitt, the first Earl of Chatham, Chatham County possesses a historical significance that can be traced back to the pre-colonial era. The county has played a unique role in American history since its inception.

Indigenous people inhabited the region for thousands of years before the arrival of European settlers, with notable tribes such as the Catawba, Tuscarora, and Saponi residing in the area. In the early 18th century, European settlers began to establish communities, attracted by the area's fertile soil and abundant natural resources.

Chatham County played a role in the Revolutionary War, although direct involvement in major battles was minimal. After the war, the area flourished due to its agricultural wealth, with many plantations producing crops like cotton, tobacco, and corn. The Yates Mill, which was built along the Alston family's trade route, evolved into the largest factory in the Deep River region. The county was also home to several gristmills, making it an important economic hub.

The county's population increased dramatically in the 19th century, especially due to an influx of Quakers who established several settlements. They settled in Cane Creek and built the historic Snow Camp and Cane Creek Meeting Houses.

During the Civil War, Chatham County was divided in its loyalties, with some supporting the Confederacy and others remaining Unionists. The region did not witness any significant Civil War battles, but it was the site of the Confederate gold depository at the end of the war, where gold and silver were hidden to prevent them from falling into Union hands.

The construction of railroads in the late 19th century further boosted Chatham County's economy. Industries like brick making, textile production, and furniture manufacturing rose to prominence. Although the county experienced an economic downturn during the Great Depression, federal programs like the Works Progress Administration helped the area recover through improvements to infrastructure and farming.

In the 20th century, Chatham County continued to grow both economically and in population. Today, it remains a vital part of North Carolina's economy, with diverse industries such as agriculture, high-tech manufacturing, and tourism.

Fun fact: Chatham County is home to the historic town of Pittsboro, which is one of the few roundabouts in North Carolina. The town's unique circular pattern is designed to ease traffic and is now a local landmark. In the center of the roundabout is a Confederate monument, which was erected in 1907 and stands as a reminder of the county's rich history.


Featured Cities of North Carolina
Bennett Bonlee
Featured Properties from USDA Loan Eligible Regions of Chatham County