Find USDA Eligible Properties in Cumberland County


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Realtors in Cumberland browse list of realtors working in Cumberland County
Cumberland county has 7 usdaproperties.com realtors ready to help with your search!

April Featured Agents
Renee Kilgore   from   Fathom Realty
Paul Perry   from   Perry and Associates Realty
Daniel Lewis Dove   from   Fathom Realty
Tracey Jones-Brooks   from   ELEVATE REAL ESTATE PARTNERS
Kieth Quigley   from   EXIT Realty Preferred
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Looking to buy in Cumberland County, North Carolina?

There are 998 USDA backed residential loans in Cumberland county with an average loan balance of $128,879. Over 85% of the loans helped first time home buyers. Borrowers were an average age of 39 years old. The typical appraised home value was around $130,848. On average the rural home size purchased with this loan was approximately 1,551 SqFt. Cumberland county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Cumberland County is roughly 1,706 square kilometers. USDA defined regions of rural loan ineligibility in Cumberland cover 561 square kilometers of the county. Approximately 32.9% of Cumberland County is ineligible for traditional USDA home loans. The influence score for Cumberland County is 2. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Cumberland County, NC   Cumberland QR code
* cities most likely to have USDA loan eligible properties for sale.

Ardulusa   •   Beard   •   Beaver Creek   •   Bethany Crossroads   •   Bones Ford   •   Bonnie Doone   •   Carlos   •   Cedar Creek   •   Clifdale   •   Colonial Heights   •   Cumberland   •   East Fayetteville   •   *Eastover   •   Elease   •   *Falcon   •   Fayetteville   •   Fenix   •   *Godwin   •   Grays Creek   •   Hope Mills   •   Judson   •   Lane   •   Lena   •   *Linden   •   Manchester   •   Pine Knoll   •   Roslin   •   Shaws   •   Skibo   •   Slocomb   •   Spring Lake   •   *Stedman   •   *Vander   •   *Wade   •   Williams Village

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Cumberland County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Cumberland County, North Carolina
USDA Boundary Details
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Cumberland County is located in the southeastern part of North Carolina and has a rich history. It was established in 1754 from Bladen County, and its name was derived from the Duke of Cumberland, the son of King George II of Great Britain. Fayetteville, the county seat, was founded in 1783 and named after Marquis de Lafayette, a French military hero and key ally during the Revolutionary War. The city played a crucial role during the Revolutionary War and was even the temporary capital of North Carolina between 1789 and 1794.

Cumberland County has close ties to the military, as it's home to the Fort Bragg Army Base, established in 1918. Fort Bragg is one of the largest military installations in the world and has training areas for all branches of the U.S. Armed Forces. The presence of this base has played a significant role in both the social and economic development of the county over the past century.

Fayetteville State University, founded in 1867, is the second-oldest state-supported institution for higher education in North Carolina, and it's located in Cumberland County. The university played a major role in African American education in the late 19th and early 20th centuries since it initially began as a teacher training institution for African American students during Reconstruction.

A fun fact about Cumberland County is that it hosts the annual "Dogwood Festival," a popular regional event that takes place each spring. Named after the native dogwood tree, the festival features live music, arts and crafts vendors, carnival rides, and various food options, providing a weekend of entertainment and fun for residents and visitors alike.


Featured Cities of North Carolina
Linden Roslin
Featured Properties from USDA Loan Eligible Regions of Cumberland County
2170 Middle Rd
Eastover, NC

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673 Cresswell Moor Way
Fayetteville, NC

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146 Heather Brook Cir
Spring Lake, NC

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1513 Epic Way
Hope Mills, NC

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