Find USDA Eligible Properties in Berks County


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March Featured Agents
Tracy Ream   from   United Real Estate Strive 212
Mark Shanaman   from   Remax of Reading

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Looking to buy in Berks County, Pennsylvania?

There are 1,296 USDA backed residential loans in Berks county with an average loan balance of $147,186. Over 84% of the loans helped first time home buyers. Borrowers were an average age of 36 years old. The typical appraised home value was around $147,419. On average the rural home size purchased with this loan was approximately 1,479 SqFt. Berks county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Berks County is roughly 2,242 square kilometers. USDA defined regions of rural loan ineligibility in Berks cover 171 square kilometers of the county. Approximately 7.7% of Berks County is ineligible for traditional USDA home loans. The influence score for Berks County is 2. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Berks County, PA   Berks QR code
* cities most likely to have USDA loan eligible properties for sale.

*Alleghenyville   •   *Alsace Manor   •   *Amity Gardens   •   Angelica   •   *Bally   •   Barto   •   Basket   •   *Baumstown   •   Beavers Mill   •   *Bechtelsville   •   Beckersville   •   Benharts   •   Berkley   •   Berne   •   Bernharts   •   *Bernville   •   *Bethel   •   *Birdsboro   •   *Blandon   •   *Bowers   •   *Boyertown   •   Browns Mill   •   Cacoosing   •   *Centerport   •   Chapel   •   Charming Forge   •   Cherokee Ranch   •   Clayton   •   Clover Park   •   Cold Run   •   Colebrookdale   •   College Heights   •   Colonial Hills   •   Colony Park   •   Cornwall Terrace   •   Crestwood   •   Crosskill Mills   •   *Dauberville   •   *Douglassville   •   Dreibelbis   •   *Dryville   •   Eagle Point   •   Earlville   •   Eckville   •   *Edenburg   •   Englesville   •   Eshbach   •   Evansville   •   Fairview Heights   •   Five Locks   •   *Fleetwood   •   *Flying Hills   •   Fox Chase   •   Fredericksville   •   Freemanville   •   Fritztown   •   Frush Valley   •   *Frystown   •   Gabelsville   •   Garfield   •   Geigertown   •   *Gibraltar   •   *Gouglersville   •   Green Tree Acres   •   Greenfield Manor   •   Greenfields   •   Greisemersville   •   Greshville   •   Griesemersville   •   Grill   •   Grimville   •   *Hamburg   •   Hancock   •   Harlem   •   Henningsville   •   *Hereford   •   Hinterleiter   •   Host   •   Huffs Church   •   Hyde Villa   •   Ironstone   •   Jacksonwald   •   Jalappa   •   Joanna   •   Joanna Furnace   •   Joanna Heights   •   *Kempton   •   Kempville   •   Kenhorst   •   Kirbyville   •   Knauers   •   Kricks Mill   •   Krumsville   •   Kulptown   •   *Kutztown   •   *Kutztown University   •   Landis Store   •   Laureldale   •   *Leesport   •   Leinbachs   •   *Lenhartsville   •   Limekiln   •   Lincoln Park   •   Linstead   •   Lobachsville   •   Longsdale   •   Longswamp   •   Lorane   •   Lower Longswamp   •   *Lyons   •   Maiden Creek   •   Manatawny   •   Maple Grove Park   •   Maxatawny   •   Meckville   •   *Mertztown   •   Mifflin Park   •   Mohns Hill   •   Mohnton   •   *Mohrsville   •   Molltown   •   Monocacy Station   •   Montello   •   Montrose Manor   •   *Morgantown   •   Morysville   •   Moselem   •   Moselem Springs   •   *Mount Aetna   •   Mount Penn   •   Muhlenberg   •   Muhlenberg Park   •   Neversink   •   *New Berlinville   •   *New Jerusalem   •   *New Morgan   •   *New Schaefferstown   •   North Heidelberg   •   *Oley   •   Oley Furnace   •   Oley Line   •   Ontelaunee   •   Oreville   •   Pennside   •   Pennwyn   •   Pikeville   •   Pilgerts   •   Pine Forge   •   Pine Waters   •   Plowville   •   Pricetown   •   Quaker City   •   Reading   •   *Rehrersburg   •   Reiffton   •   Rickenbach   •   Ridge Park   •   Rittenhouse Gap   •   Riverview Park   •   *Robesonia   •   Round Head   •   Ryeland   •   Saint Lawrence   •   Sally Ann   •   Scarlets Mill   •   Schofer   •   *Schubert   •   Seisholtzville   •   Seyfert   •   Shamrock Station   •   Shanesville   •   *Shartlesville   •   Shillington   •   *Shoemakersville   •   Sinking Spring   •   South Temple   •   Spangsville   •   Spring Ridge   •   Springmont   •   Stonersville   •   Stonetown   •   *Stony Creek Mills   •   Stony Run   •   *Stouchsburg   •   *Strausstown   •   Temple   •   *Topton   •   Trap Rock   •   Trexler   •   Tuckerton   •   Van Reeds Mill   •   Villa Maria Infirmary   •   Vinemont   •   *Virginville   •   *Walnuttown   •   *Wernersville   •   *West Hamburg   •   West Lawn   •   West Reading   •   West Wyomissing   •   Whitfield   •   Windsor Castle   •   Wintersville   •   *Womelsdorf   •   Womelsdorf Station   •   Woodchoppertown   •   Worman   •   Wyomissing   •   Wyomissing Park   •   Yellow House

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Berks County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Berks County, Pennsylvania
USDA Boundary Details
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Berks County is located in the southeastern part of the Commonwealth of Pennsylvania, within the great state's Dutch Country. Established on March 11, 1752, it was named after Berkshire, England, the home of one of the county's founder, Richard Penn.

The land was initially inhabited by Native American tribes, including the Lenni Lenape and Susquehannock. In the early 18th century, European settlers, particularly German immigrants, began arriving in the region. These settlers were known as Pennsylvania Dutch, and they played a significant role in shaping the area's culture, language, and agricultural practices.

The city of Reading, which serves as the county seat, was founded by Thomas and Richard Penn, sons of William Penn, who was the founder of the Province of Pennsylvania. Reading became a major industrial center during the 19th and early 20th centuries, thanks to its position along the Schuylkill River and the development of the manufacturing industry. Industries such as steel, iron, textiles, and agricultural manufacturing flourished in Berks County during this period.

In the modern era, Berks County is known for its diverse economy, growing population, and the preservation of its rich history and culture. The area boasts a long-standing tradition in agriculture, particularly dairy farming, which remains a major economic driver.

Here's a fun fact: Berks County is known for the Reading Railroad, which was one of the four major railroads featured in the classic American board game Monopoly. Established in 1833, the Reading Railroad played a vital role in the transportation of coal from the region to other markets and contributed significantly to Reading's growth and development throughout the 19th century.


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Featured Properties from USDA Loan Eligible Regions of Berks County