Find USDA Eligible Properties in Rhode Island


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Find properties within a county or use the search to find specific city and zip code areas.


Are you looking to buy in a rural area of Rhode Island?

There are 960 USDA backed residential loans in Rhode Island with an average loan balance of $203,288. Over 84% of the loans went to help first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $206,412. On average the rural home size purchased with this loan was approximately 1,305 square feet.

The size of Rhode Island is roughly 4,001 square kilometers. USDA defined regions of rural loan ineligibility in Rhode Island cover 925 square kilometers of the state. See the interactive geographic illustration below for more details. Approximately 23.13% of the state is ineligible for traditional USDA home loans.

Select from the list of counties below or use the search feature to find houses in a city where you would like to live.

Search 5 Counties of Rhode Island   RI QR code

Bristol   •   Kent   •   Newport   •   Providence   •   Washington


Use above links or the clickable map to view county level data.
Providence CountyKent CountyBristol CountyNewport CountyWashington CountyWashington CountyRhode Island Counties

States bordering Rhode Island include Connecticut, Massachusetts and New York.

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA Properties throughout the state of Rhode Island.

Rhode Island ratified the 1787 United States Constitution on May 29th, 1788 where the state capitol today resides in Providence.

The official Rhode Island motto is "Hope". This motto was adopted in 1664 and was taken from the Biblical verse Romans 12:12, which reads, "Be of good courage, and he shall strengthen your heart, all ye that hope in the Lord." The meaning behind the motto is that Rhode Islanders should have hope in God and trust in His ability to make things better. It is a reminder to never give up and to have faith that things will eventually improve.

Learn more about the birds and the bugs of Rhode Island!
State Bird   State Quarter
 
State Flower   State Bug

State Fish
State Fish: Striped bass (Morone saxatilis)

Interested in the geographic boundaries that define USDA Loan eligibility?
Click the map below to view for more details about rural housing in Rhode Island and a higher resolution USDA loan eligibility boundaries.
Rhode Island USDA loan eligibility boundaries

Updated Boundaries
Effective 2024

Rhode Island New 2024 USDA loan eligibility boundaries
Local USDA Program Administration Contact Information
The Rhode Island Area Office is located in Warwick, RI. The office is open to the public Monday through Friday from 8:00 a.m. until 4:30 p.m.
Featured Properties from USDA Loan Eligible Regions of Rhode Island
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Select from many USDA loan eligible cities
South_Kingstown Foster
Little_Compton Charlestown

Rural Homes in Rhode Island during Spring
Rural Homes in Rhode Island during spring