Find USDA Eligible Properties in Erath County


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March Featured Agent
Jerry Allen   from   Keller Williams Brazos West

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Looking to buy in Erath County, Texas?

There are 297 USDA backed residential loans in Erath county with an average loan balance of $105,368. Over 81% of the loans helped first time home buyers. Borrowers were an average age of 36 years old. The typical appraised home value was around $106,957. On average the rural home size purchased with this loan was approximately 1,531 SqFt. Erath county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Erath County is roughly 2,822 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Erath County is 3. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Erath County, TX   Erath QR code
* cities most likely to have USDA loan eligible properties for sale.

Alexander   •   Bluff Dale   •   Bunyan   •   Chalk Mountain   •   Clairette   •   *Dublin   •   Duffau   •   Edna Hill   •   Hannibal   •   Harbin   •   Highland   •   Huckabay   •   Johnsville   •   Lingleville   •   Morgan Mill   •   Patillo   •   Purves   •   Selden   •   *Stephenville   •   Thurber   •   Welcome Valley

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Erath County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Erath County, Texas
USDA Boundary Details
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Erath County is located in the great state of Texas and was founded in 1856. Named after George Bernard Erath, a soldier and a surveyor who helped lay out the land for settlers in the region, Erath County played an important role in Texas' history.

In its early days, the county's economy was primarily based on agriculture, with cotton being a major cash crop. Livestock and dairy farming were also significant industries. The development of the county was boosted by the arrival of the Texas and Pacific Railway in 1881, which connected several towns and allowed for easier transport of goods and people.

Stephenville, the county seat, was founded in 1854 by John M. Stephen, who donated land to establish the town. Over time, Stephenville became the educational and commercial center of the county, and it still serves as a regional hub for higher education, business, and healthcare.

Erath County is home to Tarleton State University, founded in 1899 as a private preparatory school and later evolved into a significant institution within the Texas A&M University System. The university is well-known for its agricultural programs, a testament to the county's agricultural roots.

One fun fact about Erath County is that it is often referred to as the "Cowboy Capital of the World" due to its rich western heritage and a high concentration of world-class rodeo athletes, trainers, and breeders. Each year, rodeos and various western events attract thousands of visitors to the county, adding to its fame as a center of cowboy culture.


Featured Cities of Texas
Huckabay Duffau
Featured Properties from USDA Loan Eligible Regions of Erath County