Find USDA Eligible Properties in Chesterfield County


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Realtors in Chesterfield browse list of realtors working in Chesterfield County
Chesterfield county has 8 usdaproperties.com realtors ready to help with your search!

March Featured Agents
Tondra Devarel   from   EXP Realty
Dwayne Steele   from   Fathom
Susanne Gibson   from   Virginia Capital Realty
Diane Becker   from   RE/MAX Commonwealth
Dean Berry   from   Berkshire Hathaway Home Services PenFed Realty
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Looking to buy in Chesterfield County, Virginia?

There are 331 USDA backed residential loans in Chesterfield county with an average loan balance of $182,282. Over 80% of the loans helped first time home buyers. Borrowers were an average age of 36 years old. The typical appraised home value was around $186,067. On average the rural home size purchased with this loan was approximately 1,663 SqFt. Alternate income limits exist to determine loan eligibility in Chesterfield county. For a household of upto 4 people the income limit is $99,350. For a household of between 5 and 8 people the income limit increases to $131,150.

The size of Chesterfield County is roughly 1,135 square kilometers. USDA defined regions of rural loan ineligibility in Chesterfield cover 1,134 square kilometers of the county. Approximately 99.9% of Chesterfield County is ineligible for traditional USDA home loans. The influence score for Chesterfield County is 2. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Chesterfield County, VA   Chesterfield QR code
* cities most likely to have USDA loan eligible properties for sale.

Bellwood   •   Bellwood Manor   •   Bensley   •   Beulah   •   Bon Air   •   Brandermill   •   Cambridge   •   Cameron Hills   •   Centralia   •   Chester   •   Chesterfield   •   Chesterfield Court House   •   Deerfield Estates   •   Drewrys Bluff   •   Dutch Gap   •   *Enon   •   Ettrick   •   Falling Creek Farms   •   Five Forks   •   Hallsboro   •   Holiday Hills   •   Hylton Park   •   Jessup Farm Acres   •   Lake Crystal Farms   •   Land OPines   •   Longwood Acres   •   Manchester   •   *Matoaca   •   Meadowbrook   •   Meadowville   •   Midlothian   •   Mount Nebo   •   Old Gun   •   Penn Acres   •   Presque Isle   •   Rivermont   •   Robious   •   Rockwood   •   Screamersville   •   Sheffield Court   •   Skinquarter   •   Staffordshire   •   Stratford Hills   •   Walthall   •   Walthall Mill   •   Wayland   •   Westchester   •   Westover Heights   •   Wilkinson Terrace   •   Winterpock   •   Woodlake   •   Woodmont   •   Woodvale

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Chesterfield County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Chesterfield County, Virginia
USDA Boundary Details
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Chesterfield County is located in the Commonwealth of Virginia, United States. It was formed in 1749 as the third county formed from the remaining territory of Henrico County, which then extended from Richmond to the Blue Ridge Mountains. The county was named after Philip Dormer Stanhope, the 4th Earl of Chesterfield, a highly-regarded British statesman known for his wit, style, and keen sense of morality.

The history of Chesterfield County is deeply rooted in colonial and revolutionary America. Before European settlers arrived, the area was inhabited by several Native American tribes, including the Appomattoc, Powhatan, and Manakin tribes. The English colonial settlement began in the early 1600s, with various settlers, like Sir Thomas Dale and Henricus, establishing towns and plantations along the James River.

Chesterfield County played a role in major historical events, such as Bacon's Rebellion in 1676 and the Revolutionary War in the 18th century. It was the site of several key battles and skirmishes, and many key historical figures, like Patrick Henry, resided in the region. In the 19th century, Chesterfield County endured the economic and social impacts of the Civil War, with several battles taking place within its boundaries.

Today, Chesterfield County has evolved into a thriving, diverse suburban community that is home to numerous historical landmarks, parks, and attractions. As of the 2020 census, the population of the county exceeded 348,000.

Fun Fact: Chesterfield County is home to the Swift Creek Mill Theatre, which is one of the oldest registered landmarks in the United States. Originally built as a gristmill in 1663, it functioned as a gathering place for Native Americans, colonial settlers, and residents of the county during times of war and peace. In the 20th century, the building was converted into the theater it is today, hosting countless performances and cultural events.


Featured Cities of Virginia
Brandermill Cambridge
Featured Properties from USDA Loan Eligible Regions of Chesterfield County