Good News! 74.6% of Santa Cruz County is eligible for a USDA home loan. (see map below)
Complete the next steps to get a max USDA loan eligibility estimate.
YOUR CREDIT SCORE
Complete the next steps to get a max USDA loan eligibility estimate.
TOTAL HOUSEHOLD INCOME
Your max USDA loan eligibility estimate: $100,000 to $200,000
This is only a rough estimate. For a more precise estimate and to connect with a USDA-Approved lender, find a property and contact an agent.
USDA loan geographic restrictions in and around Santa Cruz, CA The map above displays geographic boundaries of Santa Cruz, California with a blue border. Regions of California that are highlighted in red are not eligible for USDA backed home loan programs in the state of California. Typically these red-highlighted restricted areas represent areas of denser population areas such as city centers.