Find USDA Eligible Properties in Baldwin County


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Baldwin county has 4 usdaproperties.com realtors ready to help with your search!

March Featured Agents
Jacquelyn Wells   from   Coldwell Banker Coastal Realty
Melissa Thomas   from   Keller Williams Mobile
Denise Kinne   from   Scenic Realty Group, LLC

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Looking to buy in Baldwin County, Alabama?

There are 1,300 USDA backed residential loans in Baldwin county with an average loan balance of $131,807. Over 84% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $133,171. On average the rural home size purchased with this loan was approximately 1,688 SqFt. Baldwin county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Baldwin County is roughly 4,348 square kilometers. USDA defined regions of rural loan ineligibility in Baldwin cover 177 square kilometers of the county. Approximately 4.1% of Baldwin County is ineligible for traditional USDA home loans. The influence score for Baldwin County is 2. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Baldwin County, AL   Baldwin QR code
* cities most likely to have USDA loan eligible properties for sale.

Barnwell   •   Battles Wharf   •   *Bay Minette   •   Belforest   •   Blacksher   •   *Bon Secour   •   Bridgehead   •   Bromley   •   Carney   •   Caswell   •   Clay City   •   Crossroads   •   DOlive   •   Daphne   •   Douglasville   •   Dyas   •   *Elberta   •   Elsanor   •   Fairhope   •   *Foley   •   Fort McDermott   •   Fort Morgan   •   Gasque   •   Gateswood   •   Gulf Highlands   •   *Gulf Shores   •   Houstonville   •   Hurricane   •   Jackson Oak   •   Josephine   •   Latham   •   *Lillian   •   Little River   •   Lottie   •   *Loxley   •   Loyola Villa   •   *Magnolia Springs   •   Malbis   •   Marlow   •   Miflin   •   Montrose   •   Oak   •   *Orange Beach   •   Palmetto Beach   •   Park City   •   *Perdido   •   *Perdido Beach   •   Phillipsville   •   Pinchona   •   Pine Grove   •   *Point Clear   •   Rabun   •   Redtown   •   River Park   •   *Robertsdale   •   Romar Beach   •   Rosinton   •   Seminole   •   Serange   •   *Silverhill   •   *Spanish Fort   •   *Stapleton   •   Steelwood   •   *Stockton   •   *Summerdale   •   Tensaw   •   Turkey Branch   •   Vaughn   •   Whitehouse Forks   •   Yelling Settlement   •   Yupon

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Baldwin County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Baldwin County, Alabama
USDA Boundary Details
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Baldwin County, located in the great state of Alabama, has a rich and varied history dating back to thousands of years ago. The area was originally inhabited by Native American tribes, including the Mound Builders who left behind an intricate network of mounds and earthworks. Europeans first explored the region in the 1500s, with the Spanish being among the first to arrive, but French and British explorers followed in later years.

In 1702, the French founded the original settlement of Mobile on a bluff along the Mobile River within present-day Baldwin County. However, due to frequent flooding and other difficulties, they moved the settlement to its present location in 1711, across the river in what is now Mobile County.

Baldwin County was established on December 21, 1809, and named in honor of Abraham Baldwin, a U.S. Senator from Georgia and a founding father of the University of Georgia, who had no direct connection to the area. The county was originally part of the Mississippi Territory but became part of the newly established Alabama Territory in 1817. Alabama became the 22nd state of the United States on December 14, 1819.

Throughout the 19th century, Baldwin County's economy was primarily based on agriculture, with cotton being the main cash crop. The county also supported a thriving timber industry, which continued to play a major role in its economy even into the 20th century. The region's beautiful white-sand beaches and the charm of its coastal towns started attracting tourism, which has now become a significant driving force for the local economy.

In terms of fun facts, Baldwin County has the unique claim to fame of being the largest county by area in the state of Alabama. Covering a total area of about 2,027 square miles, it is larger than the state of Rhode Island. Additionally, Baldwin County is home to the Weeks Bay National Estuarine Research Reserve, a crucial spot for the study of the delicate coastal ecosystems found along the Gulf of Mexico.


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Featured Properties from USDA Loan Eligible Regions of Baldwin County