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Looking to buy in Cherokee County, Alabama?
There are 142 USDA backed residential loans in Cherokee county with an average loan balance of $98,635. Over 85% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $102,347. On average the rural home size purchased with this loan was approximately 1,500 SqFt. Cherokee county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Cherokee County is roughly 1,551 square kilometers. There are no geographical USDA loan restrictions in this county. See the interactive county level map illustration below for more details.
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Start your search for USDA loan eligible properties in the cities of Cherokee County, AL
* cities most likely to have USDA loan eligible properties for sale.
Adams Crossroads • Alexis • Ball Flat • Bay Springs • Berry Springs • Billy Goat Hill • Blanche • Blue Pond • Bluffton • Bomar • Bristow • *Broomtown • Burgess • *Cedar Bluff • *Centre • Chesterfield • Congo • Cornwall Furnace • Dewey • Dixon Shop • Ellisville • Estes Crossroads • Farill • Forney • Frog Mountain • Fullerton • *Gaylesville • Gnatville • Grassland • Grover • Hopewell • Howells Crossroads • Hurley • Jamestown • Key • Kirks Grove • Lawrence • *Leesburg • Leonard • Mackey • Maple Grove • McCord Crossroads • McFrey Crossroads • McGhee • Moshat • New Moon • Newberry Crossroads • Noah • Oceola • Old Coloma • Piney • Plano • Pleasant Gap • Ringgold • Rock Run • Rock Run Station • Round Mountain • *Sand Rock • Sandy Springs • Sanford Springs • Slackland • *Spring Garden • Taft • Tecumseh • Tecumseh Furnace • Tennala • Tucker Crossroads • Waterloo Springs • Watson • Whorton
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Cherokee County.