Find USDA Eligible Properties in Cherokee County


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Chris Wilson   from   Ole Heritage Realty

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Looking to buy in Cherokee County, Alabama?

There are 142 USDA backed residential loans in Cherokee county with an average loan balance of $98,635. Over 85% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $102,347. On average the rural home size purchased with this loan was approximately 1,500 SqFt. Cherokee county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Cherokee County is roughly 1,551 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Cherokee County is 6. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Cherokee County, AL   Cherokee QR code
* cities most likely to have USDA loan eligible properties for sale.

Adams Crossroads   •   Alexis   •   Ball Flat   •   Bay Springs   •   Berry Springs   •   Billy Goat Hill   •   Blanche   •   Blue Pond   •   Bluffton   •   Bomar   •   Bristow   •   *Broomtown   •   Burgess   •   *Cedar Bluff   •   *Centre   •   Chesterfield   •   Congo   •   Cornwall Furnace   •   Dewey   •   Dixon Shop   •   Ellisville   •   Estes Crossroads   •   Farill   •   Forney   •   Frog Mountain   •   Fullerton   •   *Gaylesville   •   Gnatville   •   Grassland   •   Grover   •   Hopewell   •   Howells Crossroads   •   Hurley   •   Jamestown   •   Key   •   Kirks Grove   •   Lawrence   •   *Leesburg   •   Leonard   •   Mackey   •   Maple Grove   •   McCord Crossroads   •   McFrey Crossroads   •   McGhee   •   Moshat   •   New Moon   •   Newberry Crossroads   •   Noah   •   Oceola   •   Old Coloma   •   Piney   •   Plano   •   Pleasant Gap   •   Ringgold   •   Rock Run   •   Rock Run Station   •   Round Mountain   •   *Sand Rock   •   Sandy Springs   •   Sanford Springs   •   Slackland   •   *Spring Garden   •   Taft   •   Tecumseh   •   Tecumseh Furnace   •   Tennala   •   Tucker Crossroads   •   Waterloo Springs   •   Watson   •   Whorton

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Cherokee County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Cherokee County, Alabama
USDA Boundary Details
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Cherokee County, located in the great state of Alabama, was created on January 9, 1836, and was named after the Cherokee Indian tribe who once thrived in the area. The county is part of the Gadsden Metropolitan Statistical Area and is nestled in the northeastern region of Alabama. The Cherokee Indians were originally friendly with European settlers, but tensions rose and conflicts occurred as westward expansion threatened their territory.

The county has a rich history with a significant role in the American Civil War. In 1863, Union troops led by General Abel Streight traversed the county on their way to Rome, Georgia, and were vigorously pursued by Confederate troops led by General Nathan Bedford Forrest. Union troops eventually surrendered in Cedar Bluff, Cherokee County, sealing the fate of their campaign.

One fun fact about Cherokee County is connected to an unusual geological formation called the "Little River Canyon." It is often referred to as the "Grand Canyon of the East" and is located within the Little River Canyon National Preserve. The Little River Canyon boasts impressive scenic views, waterfalls, and a canyon rim that offers unique recreational opportunities such as hiking, rock climbing, and birdwatching. The Little River is also unique because it flows mostly on the Lookout Mountain, making it one of the nation's longest mountaintop rivers.


Featured Cities of Alabama
Leonard Forney
Featured Properties from USDA Loan Eligible Regions of Cherokee County