Find USDA Eligible Properties in Colbert County


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Colbert county has 2 usdaproperties.com realtors ready to help with your search!

March Featured Agents
Maridith White   from   Brickdriven Realty
Greg Borden   from   Exit Realty Shoals

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Looking to buy in Colbert County, Alabama?

There are 108 USDA backed residential loans in Colbert county with an average loan balance of $93,006. Over 89% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $93,609. On average the rural home size purchased with this loan was approximately 1,602 SqFt. Colbert county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Colbert County is roughly 1,615 square kilometers. USDA defined regions of rural loan ineligibility in Colbert cover 119 square kilometers of the county. Approximately 7.4% of Colbert County is ineligible for traditional USDA home loans. The influence score for Colbert County is 2. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Colbert County, AL   Colbert QR code
* cities most likely to have USDA loan eligible properties for sale.

Alabama Shores   •   Allsboro   •   Barton   •   Bingham   •   Bishop   •   Burnstown   •   Cave Spring   •   Cedar Hills Estates   •   *Cherokee   •   Colbert Heights   •   Cottontown   •   Crooked Oak   •   Ford City   •   Fosters Mill   •   Hobgood   •   Lane Springs   •   *Leighton   •   Ligon Springs   •   Lime Kiln   •   Lime Rock   •   Listerhill   •   *Littleville   •   Malone   •   Margerum   •   Maud   •   Milk Springs   •   Mount Hester   •   Muscle Shoals   •   Mynot   •   Nitrate City   •   Old Bethel   •   Paradise Points   •   Peytona Points   •   Red Rock   •   Riverton   •   Sheffield   •   Spring Valley   •   Tuscumbia   •   Underwood Crossroads   •   Village Number 1   •   Virginia Shores   •   White House Springs   •   Whiteoak   •   Wilson Lake Shores

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Colbert County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Colbert County, Alabama
USDA Boundary Details
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Colbert County is located in the northwestern part of the state of Alabama and was created on February 6, 1867, as one of the 67 counties in the state. It was named after brothers George and Levi Colbert, who were Chickasaw Indian chiefs. The county is part of the Florence-Muscle Shoals Metropolitan Area, also known as "The Shoals."

The area that is now Colbert County was originally inhabited by native tribes, including the Chickasaw and Cherokee. European settlers began moving into the region in the 18th century. After the Chickasaw Cession in 1816, more settlers poured into the area as land became available.

Some significant historical events took place in Colbert County, such as General Andrew Jackson's encampment at the site known as "Jackson's Military Road" during the Creek War in 1813. The area also played a role in the development of the Tennessee River and river transportation with the construction of vital locks and dams in the early 20th century.

A significant part of the county's history is the development of the Muscle Shoals area, which started as a small agricultural community in the 19th century. In the early 20th century, it transformed into an industrial powerhouse, and by the 1960s, it became a hub for musical recording and production, earning the nickname "The Hit Recording Capital of the World."

One fun fact about Colbert County is its connection to the music industry. It is home to the famous Muscle Shoals Sound Studio and FAME Studios, where renowned artists like Aretha Franklin, Wilson Pickett, The Rolling Stones, and Lynyrd Skynyrd recorded some of their iconic songs, putting Colbert County on the map as a significant contributor to the American music scene.


Featured Cities of Alabama
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Featured Properties from USDA Loan Eligible Regions of Colbert County