Find USDA Eligible Properties in Covington County


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Gloria Hudson   from   Sweet Home Realty

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Looking to buy in Covington County, Alabama?

There are 172 USDA backed residential loans in Covington county with an average loan balance of $89,697. Over 81% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $93,785. On average the rural home size purchased with this loan was approximately 1,533 SqFt. Covington county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Covington County is roughly 2,703 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Covington County is 8. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Covington County, AL   Covington QR code
* cities most likely to have USDA loan eligible properties for sale.

*Andalusia   •   Antioch   •   *Babbie   •   Beck   •   Beda   •   Beulah   •   Blairs   •   Brooks   •   *Carolina   •   Cedar Grove   •   Clearview   •   Dunns   •   Eoda   •   Estothel   •   Falco   •   *Florala   •   Friendship   •   *Gantt   •   Green Bay   •   Harmony   •   *Heath   •   *Horn Hill   •   Howells   •   Huckaville   •   *Libertyville   •   Loango   •   *Lockhart   •   McRae   •   *Onycha   •   Opine   •   *Opp   •   Rawls   •   *Red Level   •   *River Falls   •   Rome   •   Rose Hill   •   *Sanford   •   Stanley   •   Stedman   •   Straughn   •   Valley of Shiloh   •   Wiggins   •   Wing

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Covington County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Covington County, Alabama
USDA Boundary Details
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Covington County, located in the southern part of Alabama, was established on December 7, 1821. Originally named after General Leonard Covington, an American officer who served during the War of 1812, the county covers an area of 1,038 square miles. Andalusia, the county seat, was founded in the early 1840s and officially incorporated in 1844. The region's history is influenced by the Creek Indians who once inhabited these lands.

Covington County's economy has evolved over the years, starting with the early 19th-century reliance on agriculture, particularly cotton farming. The area also witnessed the expansion of the lumber industry due to the presence of vast pine forests. By the late 19th and early 20th centuries, several railroad lines were constructed in the county, further promoting growth and development.

A fun fact about Covington County is that it's home to the World Championship Domino Tournament, an annual event held in Andalusia since 1976, attracting domino players from around the globe. This event not only highlights the cultural importance of dominos in the region but also showcases the community's sportsmanship and camaraderie.


Featured Cities of Alabama
Beda Beulah
Featured Properties from USDA Loan Eligible Regions of Covington County