Find USDA Eligible Properties in Etowah County


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Realtors in Etowah browse list of realtors working in Etowah County
Etowah county has 3 usdaproperties.com realtors ready to help with your search!

March Featured Agents
Ricardo Ortiz   from   Gold Star Realty
Donna Simmons   from   ERA King Real Estate
Stephanie Megois   from   Impact Realty, LLC

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Looking to buy in Etowah County, Alabama?

There are 547 USDA backed residential loans in Etowah county with an average loan balance of $115,139. Over 80% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $117,651. On average the rural home size purchased with this loan was approximately 1,622 SqFt. Etowah county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Etowah County is roughly 1,422 square kilometers. USDA defined regions of rural loan ineligibility in Etowah cover 232 square kilometers of the county. Approximately 16.4% of Etowah County is ineligible for traditional USDA home loans. The influence score for Etowah County is 2. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Etowah County, AL   Etowah QR code
* cities most likely to have USDA loan eligible properties for sale.

*Altoona   •   Attalla   •   Aurora   •   *Ballplay   •   Bath Springs   •   Brice   •   *Bristow Cove   •   Carlisle   •   *CarlisleRockledge   •   Cave Springs   •   Citico   •   *Coats Bend   •   Cobb City   •   Daisy   •   Duck Springs   •   *Egypt   •   Ewing   •   Gadsden   •   *Gallant   •   Glencoe   •   Harrisville   •   *Hokes Bluff   •   Hopper   •   Howelton   •   *Ivalee   •   Keener   •   Keysburg   •   Lay Springs   •   Littleton   •   *Lookout Mountain   •   Luke   •   Markton   •   Maryville   •   Mayes Crossroad   •   Moragne   •   Morgans Crossroads   •   Mountainboro   •   Murrycross   •   *New Union   •   Northside   •   Norton   •   Old Harmony   •   Owens   •   *Rainbow City   •   Ramsey   •   *Reece City   •   *Ridgeville   •   Rockledge   •   *Sardis City   •   Scrougeout   •   Skyhaven Estates   •   Smith Institute   •   Sonoma   •   *Southside   •   Tabor   •   *Tidmore Bend   •   Turkeytown   •   Upton   •   *Walnut Grove   •   *Whitesboro   •   Williams   •   Wilsonia

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Etowah County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Etowah County, Alabama
USDA Boundary Details
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Etowah County, situated in the northeastern part of the great state of Alabama, was officially formed on December 7, 1866. The county spans 549 square miles and was derived from parts of DeKalb, Marshall, Blount, Calhoun and Cherokee counties. Originally called Baine County, it was renamed Etowah County after two years in 1868. The name "Etowah" is of Native American origin, derived from the Cherokee word "Itawa," which means "high place."

The area's rich history can be traced back thousands of years to the Native American Indian tribes that lived along the Coosa River particularly the Creek and Cherokee tribes. Europeans began to explore the region in the early 16th century, with the arrival of the Spanish explorer Hernando de Soto in 1540.

Gadsden, the current county seat, was founded in 1825 by Gabriel Hughes as a small trading post called Double Springs. It progressively grew into an important city located along the Coosa River, playing a vital role in the economy of the region. This growth continued during the American Civil War, as Gadsden was an essential transportation hub for Confederate forces.

In the late 19th and early 20th centuries, Etowah County saw significant industrial development. Key businesses included textile mills, steel mills, and other manufacturing operations. Throughout this time, the area also became a center for education, and its accessibility via the Coosa River and the railroads helped further its development.

One fun fact about Etowah County: Noccalula Falls Park one of Alabama's top visited attractions is located here. The 90-foot waterfall bears the name of Noccalula, a Cherokee princess of a tragic love story in local folklore. The park also contains several other historical sites and recreational facilities for visitors to enjoy.


Featured Cities of Alabama
Carlisle Wilsonia
Featured Properties from USDA Loan Eligible Regions of Etowah County