Find USDA Eligible Properties in Fayette County


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Jennifer Guyton   from   Ballard Real Estate
Emily Smith   from   1st Class Real Estate Heritage Homes

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Looking to buy in Fayette County, Alabama?

There are 61 USDA backed residential loans in Fayette county with an average loan balance of $102,866. Over 86% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $106,273. On average the rural home size purchased with this loan was approximately 1,723 SqFt. Fayette county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Fayette County is roughly 1,628 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Fayette County is 6. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Fayette County, AL   Fayette QR code
* cities most likely to have USDA loan eligible properties for sale.

Alta   •   Bankston   •   Bazemore   •   *Belk   •   *Berry   •   Bluff   •   Bobo   •   Boley Springs   •   Cedar Hill   •   Covin   •   *Fayette   •   Fowlers Crossroads   •   *Glen Allen   •   Howard   •   Hubbertville   •   Newtonville   •   Rossland City   •   Stough   •   Studdards Crossroads

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Fayette County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Fayette County, Alabama
USDA Boundary Details
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Fayette County, located in the great state of Alabama, was formed on December 20, 1824. It was named in honor of Marquis de Lafayette, a French military officer who played a significant role in supporting the American Revolution. The county seat is situated in Fayette, a charming city with a rich history.

The area that is now Fayette County was originally inhabited by various Native American tribes, including the Chickasaw and Choctaw, who were gradually pushed out of the region as European settlers moved in. In the early 19th century, Alabama became part of the Mississippi Territory, which eventually led to Alabama becoming the 22nd state admitted to the Union in 1819, with Fayette County being formed a few years later.

Throughout its history, the local economy of Fayette County has been primarily driven by agriculture. Cotton was a major cash crop in the early years, followed later by corn, soybeans, and livestock. Today, the economy has evolved to include manufacturing and retail industries, but agriculture remains a vital part of the county's identity.

Fayette County has a unique blend of cultural attractions, natural beauty, and historic sites, making it an appealing destination for tourists and residents. One fun fact about the region is that in the small town of Berry, located in Fayette County, there is an annual Frog Level Festival held in October. This quirky event celebrates the town's history, with a focus on commemorating the area's nickname, "Frog Level," which originated from the Frog Level Railroad Depot constructed in the 1800s. The festival features live music, food, arts and crafts, and children's activities, all with a uniquely local flavor.


Featured Cities of Alabama
Bazemore Studdards_Crossroads
Featured Properties from USDA Loan Eligible Regions of Fayette County