Find USDA Eligible Properties in Henry County


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Joc Calloway   from   Full Circle Realty

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Looking to buy in Henry County, Alabama?

There are 147 USDA backed residential loans in Henry county with an average loan balance of $112,058. Over 87% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $114,242. On average the rural home size purchased with this loan was approximately 1,579 SqFt. Henry county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Henry County is roughly 1,472 square kilometers. USDA defined regions of rural loan ineligibility in Henry cover 2 square kilometers of the county. Approximately 0.2% of Henry County is ineligible for traditional USDA home loans. The influence score for Henry County is 6. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Henry County, AL   Henry QR code
* cities most likely to have USDA loan eligible properties for sale.

*Abbeville   •   Balkum   •   Barnes   •   Blackwood   •   Browns Crossroad   •   Capps   •   Coates   •   Danzey   •   Edwin   •   Grandberry Crossroads   •   *Haleburg   •   Hardwickburg   •   Hayes   •   *Headland   •   Kirklands Crossroads   •   Lawrenceville   •   Miller   •   *Newville   •   Otho   •   Scottsboro Crossroads   •   Screamer   •   Shorterville   •   Tumbleton   •   White Oak   •   Wills Crossroads

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Henry County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Henry County, Alabama
USDA Boundary Details
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Henry County is located in the southeastern part of Alabama and was created on December 13, 1819, by an act of the Alabama Territorial General Assembly. The county was named in honor of Patrick Henry, a Virginia statesman and a Founding Father of the United States, who is well-known for his "Give me liberty, or give me death!" speech. The county originally encompassed a larger area but was reduced in size as new counties were established in the region, like Barbour County in 1832 and Houston County in 1903.

Abbeville is the county seat of Henry County and is known for its beautiful courthouse, constructed in 1889, and notable architecture like the Seth Lore and Irwinton Historic District. The county is largely rural, with agriculture being one of the main contributing factors to the economy. Historically, agriculture has focused on crops such as cotton, peanuts, and soybeans, in addition to poultry and cattle farming.

A fun fact about Henry County is that it is home to a large population of gopher tortoises, a keystone species native to the southeastern United States. The county takes pride in conserving these animals, which have a significant impact on the local ecosystem, as they create burrows that provide shelter for more than 350 other species. Gopher tortoises are even featured on the Henry County courthouse mural, a testament to the county's commitment to preserving its unique natural environment.


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