Find USDA Eligible Properties in Houston County


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March Featured Agents
Joc Calloway   from   Full Circle Realty
Fauzia Qureshi   from   Berkshire Hathaway HomeServices

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Looking to buy in Houston County, Alabama?

There are 369 USDA backed residential loans in Houston county with an average loan balance of $118,044. Over 83% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $119,279. On average the rural home size purchased with this loan was approximately 1,526 SqFt. Houston county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Houston County is roughly 1,505 square kilometers. USDA defined regions of rural loan ineligibility in Houston cover 242 square kilometers of the county. Approximately 16.1% of Houston County is ineligible for traditional USDA home loans. The influence score for Houston County is 2. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Houston County, AL   Houston QR code
* cities most likely to have USDA loan eligible properties for sale.

Alaga   •   *Ashford   •   *Avon   •   Barber   •   Barrett   •   Big Creek   •   Brannon Stand   •   Clark Crossroads   •   *Columbia   •   *Cottonwood   •   *Cowarts   •   Crosby   •   Dothan   •   Dupree   •   Enon   •   Garretts Crossroads   •   *Gordon   •   Grangeburg   •   Green Acres   •   Hodgesville   •   Kelly Springs   •   Keytons   •   *Kinsey   •   Love Hill   •   Lucy   •   *Madrid   •   Merritts Crossroads   •   Mullins   •   Pansey   •   Pearce   •   Philadelphia   •   Pleasant Plains   •   *Rehobeth   •   Sealy Springs   •   Sigma   •   Smyrna   •   State Line   •   Tabernacle   •   *Taylor   •   Terry Crossroads   •   *Webb   •   Wicksburg   •   Wilson Quarters

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Houston County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Houston County, Alabama
USDA Boundary Details
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Houston County is situated in the southeastern part of Alabama and was established on February 9, 1903. Named after Governor George Smith Houston, the county was carved from portions of Dale, Geneva, and Henry counties. Its county seat and largest city is Dothan, known for its significant peanut production and commonly referred to as the "Peanut Capital of the World."

In its early days, the area that is now Houston County was inhabited by Creek and Seminole Native American tribes. When English settlers began arriving in the late 18th and early 19th centuries, tensions grew between the settlers and natives, resulting in the Creek War of 1813-1814. Following the Native American removal in the 1830s, European American settlers established farmlands and developed the agricultural industry in the region. Cotton and peanuts eventually became the county's primary cash crops.

Fun Fact: Houston County is home to the National Peanut Festival - an annual ten-day event held every fall since 1938 in Dothan, Alabama. With its roots in a one-day event to celebrate the peanut harvest, it has grown to be one of the largest fall festivals in the United States, drawing massive crowds to enjoy parades, concerts, agricultural exhibits, and amusement rides. The festival highlights and honors local peanut farmers while offering plenty of fun and entertainment for all ages.


Featured Cities of Alabama
Barrett Big_Creek
Featured Properties from USDA Loan Eligible Regions of Houston County