Find USDA Eligible Properties in Mobile County


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March Featured Agents
Sandra Alessi   from   IXL REAL ESTATE
Tori Britt   from   Roberts Brothers
Melissa Thomas   from   Keller Williams Mobile

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Looking to buy in Mobile County, Alabama?

There are 1,882 USDA backed residential loans in Mobile county with an average loan balance of $126,795. Over 87% of the loans helped first time home buyers. Borrowers were an average age of 36 years old. The typical appraised home value was around $127,627. On average the rural home size purchased with this loan was approximately 1,612 SqFt. Mobile county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Mobile County is roughly 3,280 square kilometers. USDA defined regions of rural loan ineligibility in Mobile cover 680 square kilometers of the county. Approximately 20.8% of Mobile County is ineligible for traditional USDA home loans. The influence score for Mobile County is 2. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Mobile County, AL   Mobile QR code
* cities most likely to have USDA loan eligible properties for sale.

Akka   •   Alabama Port   •   *Axis   •   *Bayou La Batre   •   *Belle Fontaine   •   *Bucks   •   *Calvert   •   Chastang   •   Chickasaw   •   *Chunchula   •   *Citronelle   •   Coden   •   Cox Beach   •   *Creola   •   *Dauphin Island   •   Dawes   •   Delchamps   •   Farnell   •   Faustinas   •   Fernland   •   Fort Gaines   •   Fort Stoddard   •   Fowl River   •   Georgetown   •   *Grand Bay   •   *Gulfcrest   •   Hatters   •   Heron Bay   •   Irvington   •   Laurendine   •   Lloyds   •   Mackies   •   Mann   •   Mauvilla   •   Millertown   •   Mobile   •   Moffet   •   Mon Louis   •   *Mount Vernon   •   *Movico   •   Neely   •   Nenemoosha   •   Pennsylvania   •   Pineola   •   Prichard   •   Saint Elmo   •   Salco   •   Saraland   •   Satsuma   •   *Semmes   •   Seven Hills   •   Sibert   •   Smithport   •   Smithtown   •   South Orchard   •   Summerville   •   Sunny Cove   •   Tanner Williams   •   *Theodore   •   Tillmans Corner   •   Union Church   •   Warley   •   Wilmer

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Mobile County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Mobile County, Alabama
USDA Boundary Details
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Mobile County is located in the southwestern corner of Alabama as part of the Gulf Coastal Plain, and was officially created in 1812. The history of Mobile County stretches back much further, however, as the area was first explored by the Spanish beginning in the early 16th century. The French later founded a settlement in 1702, and named it La Mobile. This settlement was relocated in 1711, and in 1718, the French designated Mobile as the capital of French Louisiana.

Control of Mobile County shifted between empires, with the British gaining control in 1763 after the Treaty of Paris, then the Spanish in 1780 during the American Revolutionary War. It wasn't until the War of 1812 that the area came under U.S. control, and by 1813 was incorporated into the Mississippi Territory. When Alabama became a state in 1819, Mobile County was officially established as part of the state.

Mobile, the county seat, is home to a rich cultural history with French, Spanish, British, African, and Native American influences. Mardi Gras, a famous carnival celebration, has roots that trace back to 1703 in Mobile, even before those in New Orleans. Mobile's Mardi Gras is the oldest annual Carnival celebration in the United States, which stands as a fun fact about this region of the USA. Today, Mobile County remains an important cultural and economic center, known for its shipbuilding industry, performing arts institutions, and connection to the Gulf Coast.


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Featured Properties from USDA Loan Eligible Regions of Mobile County