Find USDA Eligible Properties in Morgan County


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Realtors in Morgan browse list of realtors working in Morgan County
Morgan county has 3 usdaproperties.com realtors ready to help with your search!

March Featured Agents
Stacey Smith   from   NextHome Limitless Realty
Dixie Mcclendon   from   eXP Realty
Andrea Drake   from   Chanda Davis Real Estate

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Looking to buy in Morgan County, Alabama?

There are 381 USDA backed residential loans in Morgan county with an average loan balance of $118,773. Over 75% of the loans helped first time home buyers. Borrowers were an average age of 36 years old. The typical appraised home value was around $120,268. On average the rural home size purchased with this loan was approximately 1,564 SqFt. Morgan county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Morgan County is roughly 1,546 square kilometers. USDA defined regions of rural loan ineligibility in Morgan cover 301 square kilometers of the county. Approximately 19.5% of Morgan County is ineligible for traditional USDA home loans. The influence score for Morgan County is 2. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Morgan County, AL   Morgan QR code
* cities most likely to have USDA loan eligible properties for sale.

Andrews Chapel   •   Apple Grove   •   Basham   •   Bayside   •   Bell Springs   •   Bluff City   •   Burningtree Estates   •   Burningtree Mountain   •   Cedar Plains   •   Center Dale   •   Center Grove   •   Clemons Crossroad   •   Cole Spring   •   Crowtown   •   Decatur   •   Echols Crossroads   •   *Eva   •   *Falkville   •   Flint City   •   Griffin Addition   •   Gum Spring   •   Hartselle   •   Hickory Hills   •   Hulaco   •   Laceys Spring   •   Lacon   •   Leesdale   •   Longleaf Estates   •   Lynntown   •   Massey   •   Morgan City   •   Mount Tabor   •   Neel   •   Oak Ridge   •   Oden Ridge   •   Penn   •   *Priceville   •   Rocky Point   •   Rolling Hills   •   Russell Village   •   Ryan Crossroads   •   Six Mile   •   Six Way   •   *Somerville   •   Stringer   •   Talucah   •   *Trinity   •   Turney Crossroads   •   Valhermoso Springs   •   Valley View   •   Wilhites   •   Winn Crossroads   •   Winton   •   Wolftown   •   Woodland Mills

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Morgan County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Morgan County, Alabama
USDA Boundary Details
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Morgan County is located in the northern region of the great state of Alabama. Established on February 6, 1818, by the Alabama Territorial legislature, it was originally named Cotaco County, taking its name from the creek that runs through it. The county was later renamed Morgan County on June 14, 1821, in honor of General Daniel Morgan, a hero of the American Revolutionary War.

During the 19th and early 20th centuries, Morgan County's economy was primarily based on agriculture, with cotton being the major crop. The Tennessee River played an integral role in providing water transport, thus facilitating trade and commerce.

When the South and North Alabama Railroad came to the area in 1870, it spurred the growth of several new towns, including Decatur, Falkville, Hartselle, and Somerville (the county seat). By the early 1900s, Decatur had become an important railway hub, and experienced significant industrial growth.

Morgan County also played a pivotal role during the American Civil Rights Movement, as it was the site of several important events in the struggle for racial equality. The famous "Brown v. Board of Education" decision, which declared segregation in public schools to be unconstitutional, originated in Morgan County's neighboring town of Scottsboro.

Fun Fact: Morgan County is home to a remarkable prehistoric Native American archeological site called the Old Stone Fort. Discovered in 1822, this massive stone and earthwork structure is believed to be the largest documented stone fort built in North America during the prehistoric era.


Featured Cities of Alabama
Burningtree_Estates Burningtree_Mountain
Featured Properties from USDA Loan Eligible Regions of Morgan County