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Looking to buy in Russell County, Alabama?
There are 129 USDA backed residential loans in Russell county with an average loan balance of $137,165. Over 84% of the loans helped first time home buyers. Borrowers were an average age of 41 years old. The typical appraised home value was around $140,954. On average the rural home size purchased with this loan was approximately 2,029 SqFt. Russell county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Russell County is roughly 1,676 square kilometers. USDA defined regions of rural loan ineligibility in Russell cover 87 square kilometers of the county. Approximately 5.2% of Russell County is ineligible for traditional USDA home loans. The influence score for Russell County is 2. See the interactive county level map illustration below for more details.
Start your search for USDA loan eligible properties in the cities of Russell County, AL
* cities most likely to have USDA loan eligible properties for sale.
Colbert • Cottonton • Crawford • Flournoys • Fort Mitchell • Glenville • Hatchechubbee • Hirsch • Holy Trinity • Hooks • Hugley • *Hurtsboro • Jernigan • *Ladonia • Lato • Loflin • McLendon • Nuckols • Oswichee • Persons • Phenix City • Pittsview • Rutherford • Sandfort • Seale • Uchee • Uhland • Villula • Wende
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Russell County.