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Looking to buy in Saint Clair County, Alabama?
There are 1,113 USDA backed residential loans in Saint Clair county with an average loan balance of $136,753. Over 82% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $137,039. On average the rural home size purchased with this loan was approximately 1,541 SqFt. Saint Clair county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Saint Clair County is roughly 1,693 square kilometers. USDA defined regions of rural loan ineligibility in Saint Clair cover 82 square kilometers of the county. Approximately 4.9% of Saint Clair County is ineligible for traditional USDA home loans. The influence score for Saint Clair County is 2. See the interactive county level map illustration below for more details.
Start your search for USDA loan eligible properties in the cities of Saint Clair County, AL
* cities most likely to have USDA loan eligible properties for sale.
Acmar • *Ashville • Braggsville • Brompton • Caldwell • Chulavista • Coal City • Cooks Springs • Cool Springs • Copper Springs • Cropwell • Ferguson Crossroad • Gilbert • Goodwins Mill • Hardwick • *Margaret • Markeeta • Moody • New London • *Odenville • Parsons • *Pell City • Pinedale Shores • Pleasant Valley • Prescott • *Ragland • *Riverside • Saint Clair Springs • Sanie • Seddon • *Springville • Springville Lake Estates • *Steele • Stewarts • Stewarts Crossroads • Turnbough Town • Wattsville • Wolf Creek
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Saint Clair County.