Find USDA Eligible Properties in Saint Clair County


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Saint Clair county has 3 usdaproperties.com realtors ready to help with your search!

March Featured Agents
Barb Turbville   from   exp realty
Carrie Swisher   from   eXp Realty, LLC
Donna Simmons   from   ERA King Real Estate

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Looking to buy in Saint Clair County, Alabama?

There are 1,113 USDA backed residential loans in Saint Clair county with an average loan balance of $136,753. Over 82% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $137,039. On average the rural home size purchased with this loan was approximately 1,541 SqFt. Saint Clair county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Saint Clair County is roughly 1,693 square kilometers. USDA defined regions of rural loan ineligibility in Saint Clair cover 82 square kilometers of the county. Approximately 4.9% of Saint Clair County is ineligible for traditional USDA home loans. The influence score for Saint Clair County is 2. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Saint Clair County, AL   Saint_Clair QR code
* cities most likely to have USDA loan eligible properties for sale.

Acmar   •   *Ashville   •   Braggsville   •   Brompton   •   Caldwell   •   Chulavista   •   Coal City   •   Cooks Springs   •   Cool Springs   •   Copper Springs   •   Cropwell   •   Ferguson Crossroad   •   Gilbert   •   Goodwins Mill   •   Hardwick   •   *Margaret   •   Markeeta   •   Moody   •   New London   •   *Odenville   •   Parsons   •   *Pell City   •   Pinedale Shores   •   Pleasant Valley   •   Prescott   •   *Ragland   •   *Riverside   •   Saint Clair Springs   •   Sanie   •   Seddon   •   *Springville   •   Springville Lake Estates   •   *Steele   •   Stewarts   •   Stewarts Crossroads   •   Turnbough Town   •   Wattsville   •   Wolf Creek

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Saint Clair County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Saint Clair County, Alabama
USDA Boundary Details
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Saint Clair County is located in the great state of Alabama and was established on November 20, 1818. It was named in honor of General Arthur St. Clair, who was a Revolutionary War hero from Pennsylvania. The county is part of the Birmingham-Hoover Metropolitan Area, which is a major center for commerce, industry, and culture in the region.

The original inhabitants of Saint Clair County were the Creek Indian tribes, who ceded the land to the United States as part of the Treaty of Fort Jackson in 1814 after the Battle of Horseshoe Bend during the Creek War. The first European settlers arrived soon after, establishing towns such as Ashville, which became the county seat in 1822, and Pell City, which was founded in 1890 and later became the county's second county seat.

Saint Clair County saw rapid growth in the late 19th and early 20th centuries with the growth of the coal, iron, and steel industries in the Birmingham area. Many residents found work in these industries, and the county's population continued to grow in the following decades.

Today, Saint Clair County has a diverse economy that includes manufacturing, agriculture, services, and retail trade. It is home to the beautiful Logan Martin Lake, which offers various recreational activities, including boating, fishing, and camping. Many residents commute to work in the nearby cities of Birmingham, Hoover, and Anniston.

One fun fact about Saint Clair County is that it is one of the few counties in the United States that has two county seats - Ashville and Pell City, with courthouses and government functions housed in both towns. This arrangement dates back to the early 20th century when Pell City's business leaders successfully lobbied the Alabama Legislature to create a second county seat in their rapidly growing town.


Featured Cities of Alabama
Caldwell Wolf_Creek
Featured Properties from USDA Loan Eligible Regions of Saint Clair County