Find USDA Eligible Properties in Sumter County


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There are 26 USDA backed residential loans in Sumter county with an average loan balance of $114,256. Over 88% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $114,115. On average the rural home size purchased with this loan was approximately 1,668 SqFt. Sumter county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Sumter County is roughly 2,365 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Sumter County is 8. Look below for the interactive county level map illustration below for more details.


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Start your search for USDA loan eligible properties in the cities of Sumter County, AL   Sumter QR code
* cities most likely to have USDA loan eligible properties for sale.

*Bellamy   •   Belmont   •   Bluffport   •   Boyd   •   Brewersville   •   Brownstown   •   Coatopa   •   *Cuba   •   Derby   •   Dove   •   *Emelle   •   *Epes   •   Fair Oaks   •   *Gainesville   •   Gaston   •   *Geiger   •   Hall Creek   •   Hamner   •   Hixon   •   Intercourse   •   Kinterbish   •   Lilita   •   *Livingston   •   McCainville   •   McDowell   •   Millville   •   Moore Town   •   Old Bluffport   •   *Panola   •   Parker   •   Payneville   •   Persimmon Grove   •   Scratch Hill   •   Siloam   •   Sledge   •   Sumterville   •   Ward   •   Warsaw   •   Whitfield   •   Woodford   •   *York

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Sumter County.

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View the detailed USDA boundaries and read about general conditions of
Sumter County, Alabama
USDA Boundary Details
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Sumter County, located in the great state of Alabama, has a rich history that dates back centuries. Formally established on December 18, 1832, Sumter County was named in honor of General Thomas Sumter, a Revolutionary War hero from South Carolina. The county is positioned in the western part of Alabama and is part of the Black Belt region, an area known historically for its fertile soil and cotton production.

Before European settlers arrived, the area was inhabited primarily by the Choctaw tribe. Following the Indian Removal Act of 1830, the majority of the Choctaw people were forcibly relocated, clearing the way for European-American settlement. The town of Livingston, founded in 1833, became the seat of Sumter County and remains so today.

During the antebellum period, Sumter County's economy thrived due to its cotton production, and the wealthy plantation owners heavily relied on enslaved African Americans to work the fields. At the height of its prosperity, the county had a population of over 20,000 people. Following the Civil War, the emancipation of enslaved people, and the decline of cotton production, Sumter County's population and economy decreased significantly.

In the 20th century, the construction and development of the University of West Alabama, formerly Livingston State Teachers College, provided a significant boost to the region's growth and education.

One fun fact about Sumter County is that it is home to the annual Sucarnochee Folklife Festival, an event that celebrates the history and culture of the region. The festival showcases traditional arts and crafts, music, food, and storytelling to preserve and honor the unique heritage of the area.


Featured Cities of Alabama
Brewersville Brownstown
Featured Properties from USDA Loan Eligible Regions of Sumter County