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Looking to buy in Talladega County, Alabama?
There are 454 USDA backed residential loans in Talladega county with an average loan balance of $107,975. Over 85% of the loans helped first time home buyers. Borrowers were an average age of 39 years old. The typical appraised home value was around $111,680. On average the rural home size purchased with this loan was approximately 1,571 SqFt. Talladega county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Talladega County is roughly 1,968 square kilometers. USDA defined regions of rural loan ineligibility in Talladega cover 58 square kilometers of the county. Approximately 3.0% of Talladega County is ineligible for traditional USDA home loans. The influence score for Talladega County is 5. See the interactive county level map illustration below for more details.
Start your search for USDA loan eligible properties in the cities of Talladega County, AL
* cities most likely to have USDA loan eligible properties for sale.
Allison Mills • Alpine • Barclay • Berneys • *Bon Air • Carara • Chandler Springs • *Childersburg • Chinnabee • Coosa Pines • Dry Valley • Emauhee • *Fayetteville • Fishtrap • Gantts Quarry • Grasmere • Hepzibah • Hopeful • Ironaton • Jenifer • Kentuck • Kymulga • Laniers • Ledbetters • *Lincoln • Martins Mill • McAding • McElderry • *Mignon • Mount Sharon • *Munford • Nottingham • *Oak Grove • Odena • Old Eastaboga • Overbrook • Plantersville • Rendalia • Renfroe • Reynolds Mill • Saint Ives • Shocco Springs • Silver Run • Smiths Mill • Stemley • Stockdale • Sulphur Spring • Sycamore • *Sylacauga • *Talladega • *Talladega Springs • *Waldo • Winterboro • Woolfolk • Zubers
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Talladega County.