USDA Geographic Eligiblty Boundaries for Alabama

By area about 5.4% of Alabama is ineligible for rural development USDA home loans.


Regions of Alabama highlighed in red are not eligible for the USDA backed home loan programs. USDAProperties.com can help you determine exactly what properties are outside these boundaries. For higher resolution of the boundaries click the map to zoom in or search for specific postal (zip) codes, city names or even counties.

New 2024 USDA Loan Boundaries for Alabama

Use the search form to find your favorite counties, cities and zip codes in Alabama.

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The benefits of rural life in the state of Alabama include access to natural beauty, fresh air, and a slower pace of life. With fewer people and less traffic, rural areas are ideal for those who prefer a quieter lifestyle. Additionally, the cost of living in rural areas is generally lower than in urban areas.

Rural housing in Alabama is typically older and may need some repair or updating. Many of these homes are available for a fraction of the cost of urban housing. Financing options for purchasing homes in rural areas of Alabama include USDA loans, FHA loans, and VA loans, as well as traditional bank loans. USDA loans are designed to help those living in rural areas become homeowners by providing financing with low interest rates and no down payment. FHA loans offer a low down payment, while VA loans are available to certain veterans and their families. Traditional bank loans are also available, with the option of a fixed or adjustable rate mortgage.

Rural Living in Alabama

Direct Alabama USDA Program Administration Contact Information

USDA RURAL DEVELOPMENT STATE OFFICE
4121 Carmichael Road, Suite 601
Montgomery, AL 36106
334-279-3400

Alabama USDA Rural Development programs are administered through 8 Area Offices.  For information or to file an application, contact the Area Office serving your county.

Featured Property from USDA Loan Eligible Regions of Alabama