USDA loan eligible properties in Howard County, AR 
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* cities most likely to have USDA loan eligible properties for sale.
Allbrook • Athens • Atwood • Baker Springs • Bethany • Blue Bayou • Briar • Buck Range • Burg • Center Point • Davis Ford • *Dierks • Duckett Ford • Euclid • • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• Galena • Mineola • *Mineral Springs • Muddy Fork • *Nashville • Okay • Perkins • Saratoga • Schaal • Temperanceville • *Tollette • Umpire
browse list of realtors working in Howard CountyThere are 100 USDA backed residential loans in Howard county with an average loan balance of $94,701. Over 74% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $98,913. On average the rural home size purchased with this loan was approximately 1,702 SqFt. Howard county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Howard County is roughly 1,542 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Howard County is 8. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA loan eligible properties in Howard County.
View the detailed USDA boundaries and read about general conditions of
Howard County, Arkansas
.Howard County, located in the great state of Arkansas, was established on April 17, 1873. The county was named after James Howard, a state senator during that time. It is situated in the southwestern part of the state and has Nashville as its county seat.
The area of present-day Howard County was first inhabited by Native American tribes like the Caddo and Quapaw before Europeans arrived in the region. During the early 19th century, a significant number of settlers started moving into the area, mainly due to its fertile land and abundant natural resources. The growth of the cotton industry and the arrival of the Cairo and Fulton Railroad in the 1850s boosted the economy and led to further development in the region.
In the late 19th and early 20th centuries, Howard County's economy faced challenges due to the boll weevil infestation in cotton crops and a decline in timber production. However, the economic situation improved when the poultry industry began expanding in the region in the mid-20th century.
For a fun fact, Howard County is known for the Crater of Diamonds State Park, which is the only diamond mine open to the public in the entire world. Located near the town of Murfreesboro, this unique park allows visitors to search for diamonds and other precious stones in a 37-acre plowed field. If you're lucky enough to find any gems, you can keep them as souvenirs or have them professionally cut and set as jewelry.
Featured Cities of Arkansas
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