USDA loan eligible properties in Miller County, AR 
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* cities most likely to have USDA loan eligible properties for sale.
Artex • Beck • Black Diamond • Boggy • Boyd • Brightstar • Capps City • Clipper • Doddridge • Dooley • Ferguson Crossroads • Fort Lynn • *Fouke • *Garland • Genoa • • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• Gertrude • Hammons • Hervey • Homan • Index • Jonesville • Kiblah • Mandeville • Mayton • McKinney • Paup • Ravanna • Texarkana
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Laura Long
There are 41 USDA backed residential loans in Miller county with an average loan balance of $112,488. Over 92% of the loans helped first time home buyers. Borrowers were an average age of 34 years old. The typical appraised home value was around $113,597. On average the rural home size purchased with this loan was approximately 1,621 SqFt. Miller county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Miller County is roughly 1,652 square kilometers. USDA defined regions of rural loan ineligibility in Miller cover 108 square kilometers of the county. Approximately 6.6% of Miller County is ineligible for traditional USDA home loans. The influence score for Miller County is 2. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA loan eligible properties in Miller County.
View the detailed USDA boundaries and read about general conditions of
Miller County, Arkansas
.Miller County is located in the southwestern region of the great state of Arkansas, bordering the state of Texas. The county was established on April 1, 1820, and was named in honor of James Miller, a decorated military officer, and the first Governor of the Arkansas Territory. The county seat and largest city in Miller County is Texarkana.
Miller County has a fascinating history due to its location near the Red River, which has long been an important transportation route for the region. The area was inhabited by several Native American tribes, including the Caddo, prior to European exploration and settlement. In the early 1800s, European settlers, mainly of Anglo-American descent, began to arrive, attracted by the fertile lands and the prospect of trade.
The original boundaries of Miller County extended into present-day Texas, but conflicts between Texas and Arkansas over the jurisdiction led to the abolishment of the county in 1838. After the settlement of the boundary dispute, Miller County was reestablished in its current form on December 22, 1874.
Throughout its history, Miller County's economy has been based on agriculture, with cotton being the primary crop. In the 20th century, the focus shifted to industry, and today, the county's economy relies on a mix of agriculture, manufacturing, and service industries.
A fun fact about Miller County is that it is home to the Fouke Monster, a Bigfoot-like creature reported to roam the swamps around the small town of Fouke. The creature gained national attention in the early 1970s, and the ensuing legend inspired the 1972 docudrama film, "The Legend of Boggy Creek," further popularizing the tale of the Fouke Monster.
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