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Find USDA Eligible Properties in Phillips County
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There are 79 USDA backed residential loans in Phillips county with an average loan balance of $67,843. Over 82% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $72,315. On average the rural home size purchased with this loan was approximately 1,608 SqFt. Phillips county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Phillips County is roughly 1,886 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Phillips County is 8. Look below for the interactive county level map illustration below for more details.
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Start your search for USDA loan eligible properties in the cities of Phillips County, AR 
* cities most likely to have USDA loan eligible properties for sale.
Barton • Catron • Countiss • Crumrod • Cypert • *Elaine • Ewal • Ferguson • *HelenaWest Helena • Hoop Spur • Huma • Kindall • Kingtown • Lake Ridge • *Lake View • Lambrook • Latour • *Lexa • Lundell • *Marvell • Mary Spur • Mellwood • Modoc • Mosby Spur • North Lexa • Oneida • Pilgrims Rest • Pillar • Poplar Grove • Postelle • Preston Place • Ragan • Ratio • Southland • Trenton • Turkey Scratch • Turner • Wabash • Wycamp
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Phillips County.
View the detailed USDA boundaries and read about general conditions of
Phillips County, Arkansas
.Phillips County is located in the eastern part of Arkansas and is part of the Arkansas Delta region, bordering the Mississippi River. It was established on May 1, 1820, and named after Sylvanus Phillips, an early settler and businessman. The county seat is Helena-West Helena, which is also the largest city in the county.
One of the most significant historical events in Phillips County was the Battle of Helena during the American Civil War. The battle took place on July 4, 1863, when Confederate forces tried to capture the Union-occupied Helena. The Union forces successfully defended the city, which contributed a small part to overall Union victory in the war.
Agriculture played a major role in shaping the history of Phillips County. The fertile soil of the Arkansas Delta region led to a strong cotton industry, and the plantation system flourished in the 19th and early 20th centuries. This industry relied heavily on enslaved labor, and as a result, the African American population of the county increased dramatically.
Following the Civil War, many freed slaves continued to live and work in Phillips County, but under the oppressive system of sharecropping. In the 20th century, the county became a center for civil rights activism. The Southern Tenant Farmers Union, which fought for the rights of tenant farmers and sharecroppers in the 1930s, had a local branch in Phillips County.
Today, the county is home to various cultural and historical sites, including the Pillow-Thompson House, The Helena Museum of Phillips County, and the Delta Cultural Center.
Fun fact: The King Biscuit Blues Festival, one of the longest-running and largest blues festivals in the United States, is held annually in Helena, Phillips County. The festival attracts thousands of music enthusiasts and showcases both local and international blues artists.
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