Find USDA Eligible Properties in Yuma County


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Esteban Rosaels   from   Realty ONE Group Gateway

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Looking to buy in Yuma County, Arizona?

There are 1,198 USDA backed residential loans in Yuma county with an average loan balance of $116,333. Over 92% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $117,336. On average the rural home size purchased with this loan was approximately 1,312 SqFt. Yuma county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Yuma County is roughly 14,293 square kilometers. USDA defined regions of rural loan ineligibility in Yuma cover 440 square kilometers of the county. Approximately 3.1% of Yuma County is ineligible for traditional USDA home loans. The influence score for Yuma County is 2. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Yuma County, AZ   Yuma QR code
* cities most likely to have USDA loan eligible properties for sale.

Araby   •   Asher   •   Avenue B and C   •   Aztec   •   Blaisdell   •   *Buckshot   •   Colfred   •   *Dateland   •   Dome   •   Donovan Estates   •   *Drysdale   •   *El Prado Estates   •   Fishers Landing   •   Fortuna   •   Fortuna Foothills   •   *Gadsden   •   Growler   •   Horn   •   Hyder   •   Kim   •   Kinter   •   Laguna   •   Ligurta   •   *Martinez Lake   •   Mohawk   •   Noah   •   Norton   •   Owl   •   *Padre Ranchitos   •   Palomas   •   *Rancho Mesa Verde   •   Roll   •   *San Luis   •   *Somerton   •   Somerton Siding   •   Steam   •   Stoval   •   *Tacna   •   Tyson   •   *Wall Lane   •   *Wellton   •   *Wellton Hills   •   *Yuma

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Yuma County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Yuma County, Arizona
USDA Boundary Details
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Yuma County, located in the southwestern corner of Arizona, was established on November 9, 1864, as one of the original four counties of the newly-created Arizona Territory. The county, which shares borders with both California and Mexico, covers an area of 5,516 square miles, and is named after the Yuma Indians, who have lived in the region for centuries.

Prior to European settlement, the area was inhabited by numerous native tribes, including the Quechan (Yuma), Cocopah, Maricopa, and Mohave. Spanish explorer Hernando de Alarcn became the first European to visit the region in 1540. Subsequent Spanish and Mexican explorers and settlers traveled along the Colorado River, eventually establishing missions and small settlements throughout the region.

Following the Mexican-American War (1846-1848), the Treaty of Guadalupe Hidalgo ceded the area to the United States. Yuma County became a significant transportation hub during the California Gold Rush, as prospectors headed west along the Gila Trail and the Southern Route toward California. The town of Yuma, the county's largest city, was established around Fort Yuma in the 1850s, initially as a supply line for the U.S. Army.

The county's economy has historically revolved around agriculture, mining, and transportation, with the construction of the Yuma Territorial Prison in 1876 and the North End Hotel in 1917 also contributing to its growth. Yuma County also played a role in the development of modern irrigation, with the construction of the Laguna Dam and the Yuma Siphon in the early 20th century.

One fun fact about Yuma County is that it is home to the Imperial National Wildlife Refuge, which was established in 1941 to protect wildlife habitats along the lower Colorado River. The refuge is a popular destination for birdwatching, hiking, and photography, and is home to over 200 species of birds and a variety of plants and animals, including bighorn sheep and the endangered Yuma Ridgway's Rail.


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Featured Properties from USDA Loan Eligible Regions of Yuma County