USDA Geographic Eligiblty Boundaries for Arizona

By area about 3.9% of Arizona is ineligible for rural development USDA home loans.

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Regions of Arizona highlighed in red are not eligible for the USDA backed home loan programs. USDAProperties.com can help you determine exactly what properties are outside these boundaries. For higher resolution of the boundaries click the map to zoom in or search for specific postal (zip) codes, city names or even counties.
Arizona USDA loan eligibility boundaries

New 2024 USDA Loan Boundaries for Arizona

Arizona USDA loan eligibility boundaries

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The benefits of rural life in the state of Arizona include access to natural beauty, a slower pace of life, and more affordable housing costs. Rural Arizona also offers many recreational activities, such as hunting and fishing, and access to a variety of outdoor activities, such as hiking and mountain biking.

In general, rural housing conditions in Arizona are good. Housing is typically spacious and well-maintained, with most rural areas offering affordable housing costs. In some rural areas, the cost of living is even lower than in urban areas.

Financing options for purchasing homes in rural areas of Arizona include both traditional (conventional) mortgages and loans backed by the Federal Housing Administration (FHA). These loans typically offer lower interest rates and down payments than conventional mortgages, and can be especially beneficial for those with lower incomes or credit scores. Additionally, there are grant and loan programs through the USDA, which offer zero-interest loans and grants to those who qualify. These funds can be used to purchase, build, or repair homes in rural areas.


Rural Living in Arizona
Rural landscape in Arizona
Direct Arizona USDA Program Administration Contact Information
USDA - Rural Development
230 N. First Ave, Suite 206
Phoenix, AZ 85003
Phone: 602-280-8701
TDD: 602-280-8705
Featured Property from USDA Loan Eligible Regions of Arizona
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