Find USDA Eligible Properties in El Dorado County


CA State Flag  El_Dorado County Seal

Realtors in El_Dorado browse list of realtors working in El Dorado County
El Dorado county has 4 usdaproperties.com realtors ready to help with your search!

March Featured Agents
Belinda Mills   from   PMZ Real Estate
Sara Girton   from   Coldwell Banker Award Realtors
Ian Maker   from   RE/MAX Gold
Lisa Valentine   from   Coldwell Banker

USDAProperties Agent Contact Page Contact an Agent for Help  

Looking to buy in El Dorado County, California?

There are 617 USDA backed residential loans in El Dorado county with an average loan balance of $214,929. Over 86% of the loans helped first time home buyers. Borrowers were an average age of 41 years old. The typical appraised home value was around $216,650. On average the rural home size purchased with this loan was approximately 1,445 SqFt. Alternate income limits exist to determine loan eligibility in El Dorado county. For a household of upto 4 people the income limit is $96,150. For a household of between 5 and 8 people the income limit increases to $126,900.

The size of El Dorado County is roughly 4,639 square kilometers. USDA defined regions of rural loan ineligibility in El Dorado cover 186 square kilometers of the county. Approximately 4.0% of El Dorado County is ineligible for traditional USDA home loans. The influence score for El Dorado County is 1. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of El Dorado County, CA   El_Dorado QR code
* cities most likely to have USDA loan eligible properties for sale.

Apex   •   *Auburn Lake Trails   •   Aukum   •   Balderson Station   •   Bonetti   •   Brela   •   Bryants   •   Buffalo Hill   •   Bullard   •   Caldor   •   *Cameron Park   •   *Camino   •   Camp Richardson   •   Campana   •   Clarksville   •   Claussenius   •   *Cold Springs   •   *Coloma   •   Coyoteville   •   Croft   •   Darlington   •   Deer View   •   *Diamond Springs   •   Ditch Camp Five   •   Dugan   •   Echo Lake   •   El Dorado   •   El Dorado Hills   •   Emerald Bay   •   Fair Play   •   Fairbanks   •   Fallen Leaf   •   Five Mile Terrace   •   Flonellis   •   Fornis   •   Frenchtown   •   Fresh Pond   •   Garden Valley   •   *Georgetown   •   Gilberts   •   Gold Hill   •   Greenwood   •   Griminger   •   *Grizzly Flats   •   Happy Valley   •   Kelsey   •   Kingsville   •   Kiva Beach   •   Kyburz   •   Lake Valley   •   Latrobe   •   Leonardi   •   Lotus   •   Lower Forni   •   McManus   •   Meeks Bay   •   Meiss   •   Meyers   •   Morrison   •   Motor City   •   Nashville   •   Nebelhorn   •   Old Fort Jim   •   Old Pino   •   Omo Ranch   •   Outingdale   •   Pacific   •   Phillips   •   Pilliken   •   Pilot Hill   •   Pino Grande   •   *Placerville   •   Pleasant Valley   •   *Pollock Pines   •   Quintette   •   Raffetto   •   Riverton   •   Sciots Camp   •   *Shingle Springs   •   Shrub   •   Skinners   •   Smithflat   •   Soapweed   •   Somerset   •   South Lake Tahoe   •   Tallac Village   •   Tiger Lily   •   Twin Bridges   •   Upper Forni   •   Van Vleck   •   Volcanoville   •   Voss   •   White Hall

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in El Dorado County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
El Dorado County, California
USDA Boundary Details
.

El Dorado County, founded on February 18, 1850, is located in the Sierra Nevada region of California, east of Sacramento. It played a pivotal role in the California Gold Rush. James W. Marshall discovered gold at Sutter's Mill in Coloma, within present-day El Dorado County, on January 24, 1848. This event triggered the Gold Rush, attracting thousands of fortune seekers to the region and transforming the county's economic and demographic landscape.

The name "El Dorado" can be traced back to the mythical city of gold, sought after by Spanish explorers in the 16th century. As gold prospectors flocked to El Dorado County in the mid-19th century, the population boomed, and lawlessness began to pervade the region. This led to the establishment of the first recorded Vigilance Committee in California, designed to maintain order and deliver justice.

Over the years, El Dorado County diversified its economy beyond gold mining, expanding into agriculture, timber, and tourism. The county is now known for its wineries, outdoor recreational opportunities, and the famous Lake Tahoe, which straddles the border between California and Nevada.

Fun fact: The little town of Cool, located in El Dorado County, is known for its unusual name. Although the origin of the name remains uncertain, one popular theory suggests it was named after Aaron Cool, a local preacher and blacksmith.


Featured Cities of California
Cameron_Park Camp_Richardson
Featured Properties from USDA Loan Eligible Regions of El Dorado County