Find USDA Eligible Properties in San Bernardino County


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Kimberly Jarrard   from   RE/MAX Freedom
Jorge Chavez   from   Realty Masters
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Looking to buy in San Bernardino County, California?

There are 2,442 USDA backed residential loans in San Bernardino county with an average loan balance of $129,092. Over 91% of the loans helped first time home buyers. Borrowers were an average age of 43 years old. The typical appraised home value was around $128,335. On average the rural home size purchased with this loan was approximately 1,462 SqFt. San Bernardino county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of San Bernardino County is roughly 52,076 square kilometers. USDA defined regions of rural loan ineligibility in San Bernardino cover 2,591 square kilometers of the county. Approximately 5.0% of San Bernardino County is ineligible for traditional USDA home loans. The influence score for San Bernardino County is 1. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of San Bernardino County, CA   San_Bernardino QR code
* cities most likely to have USDA loan eligible properties for sale.

*Adelanto   •   Afton   •   Alray   •   Alta Loma   •   Amboy   •   Angelus Oaks   •   Apple Valley   •   Archer   •   Argus   •   Arrowbear Lake   •   Arrowhead Highlands   •   Arrowhead Springs   •   Ash Hill   •   Atolia   •   Bagdad   •   *Baker   •   Balch   •   Baldy Mesa   •   Bannock   •   Barnwell   •   Barstow   •   Basin   •   Bell Mountain   •   *Big Bear City   •   *Big Bear Lake   •   *Big River   •   Black Meadow Landing   •   Bloomington   •   Blue Jay   •   *Bluewater   •   Borosolvay   •   Boulder Bay   •   Boys Republic   •   Brant   •   Broadwell   •   Bryman   •   Bush   •   Cadiz   •   Cajon   •   Calada   •   Calzona   •   Cedar Glen   •   Cedarpines Park   •   Chambless   •   Champagne   •   Chase   •   Chino   •   Chino Hills   •   Chubbuck   •   Cima   •   College Heights   •   Colton   •   Cosy Dell   •   Crafton   •   Crest Park   •   *Crestline   •   Cronese Valley   •   Cross Roads   •   Crown Jewel   •   Crucero   •   Cushenbury   •   Daggett   •   Danby   •   Declezville   •   Desert Heights   •   Devore   •   Devore Heights   •   Doble   •   Dunlap Acres   •   Dunn   •   Earp   •   East Highlands   •   El Mirage   •   Elora   •   Essex   •   Etiwanda   •   Fawnskin   •   Fenner   •   Fishel   •   Flamingo Heights   •   Flynn   •   Fontana   •   Forest Falls   •   *Fort Irwin   •   Freda   •   Frost   •   Gale   •   Glasgow   •   Glen Martin   •   Goffs   •   Goldstone   •   Grand Terrace   •   Grandview   •   Grapeland   •   Green Valley Lake   •   Guasti   •   Halloran Springs   •   Harlem Springs   •   Harmony Acres   •   Harvard   •   Havasu Lake   •   Havasu Palms   •   Hayden   •   Heart Bar Campground   •   Hector   •   Helendale   •   Hesperia   •   Hidden River   •   Highland   •   Hinkley   •   Hodge   •   Homer   •   *Homestead Valley   •   Hutt   •   Ibis   •   Ivanpah   •   Java   •   Jimgrey   •   Joshua   •   *Joshua Tree   •   Juan   •   Kaiser   •   Keenbrook   •   Kelso   •   Kenton Mill   •   Kerens   •   Klinefelter   •   Klondike   •   La Delta   •   *Lake Arrowhead   •   Landers   •   Lanfair   •   Lavic   •   *Lenwood   •   Leon   •   Little Morongo Heights   •   Lockhart   •   Loma Linda   •   Lone Wolf Colony   •   *Lucerne Valley   •   Ludlow   •   Lugo   •   *Lytle Creek   •   Manix   •   Marigold   •   Meadowbrook Woods   •   Mentone   •   Midway   •   Milligan   •   Minneola   •   Mojave Heights   •   Montclair   •   Moonridge   •   Moore   •   *Morongo Valley   •   Mount Baldy   •   Mountain Home Village   •   Mountain Pass   •   Mountain View Acres   •   Muscoy   •   Narod   •   Nebo   •   *Needles   •   Nevada   •   New Dunn   •   Newberry Springs   •   Nipton   •   *Oak Glen   •   Oak Hills   •   Old Dale   •   Ontario   •   Oro Grande   •   Palm Wells   •   Parker Dam   •   Patton   •   *Phelan   •   Pinezanita   •   *Pinon Hills   •   Pioneer Point   •   Pioneertown   •   Pisgah   •   Ragtown   •   Rainbow Wells   •   Rana   •   Rancho Cucamonga   •   Red Mountain   •   Redlands   •   Renoville   •   Rialto   •   Rice   •   Rimforest   •   Rimrock   •   Rochester   •   *Running Springs   •   Sablon   •   Saltus   •   San Antonio Heights   •   San Bernardino   •   Sands   •   Scotland   •   *Searles Valley   •   Seven Oaks   •   Siberia   •   *Silver Lakes   •   Skyforest   •   Skyland   •   Skytop   •   Smiley Park   •   South Trona   •   Spangler   •   Sperry   •   Spring Valley Lake   •   Stedman   •   Sugarloaf   •   Sunfair   •   Sunfair Heights   •   Sunsweet   •   The Plaza   •   Thorn   •   Toomey   •   *Twentynine Palms   •   Twin Peaks   •   Upland   •   Valjean   •   Valley View Park   •   Valley Wells Station   •   Valley of Enchantment   •   Vanderbilt   •   Verdemont   •   Victorville   •   Vidal   •   Warner   •   West Colton   •   West Highlands   •   Westend   •   Wheaton Springs   •   *Wrightwood   •   Yermo   •   Yucaipa   •   Yucca Grove   •   Yucca Inn   •   *Yucca Valley

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in San Bernardino County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
San Bernardino County, California
USDA Boundary Details
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San Bernardino County, located in the southeastern part of California, is the largest county in the United States by area, covering 20,105 square miles. Established on April 26, 1853, it was named after Mission San Bernardino de Sena Estancia, a Spanish mission founded in 1810.

Before European settlement, the area was inhabited by various Native American tribes like the Serrano, Mojave, and Chemehuevi peoples. Spanish explorers first arrived in the region during the 1770s and subsequently established the Mission San Gabriel Arcangel in 1771. In 1810, the San Bernardino de Sena Estancia was founded near present-day Redlands, California.

The Rancho Period, from 1821 to 1848, marked the era when California was under Mexican rule, during which time vast land grants were given to individuals, including the Lugo family, who received the Rancho San Bernardino grant in 1842. After the Mexican-American War in 1848, California became a part of the United States. The 1851 Treaty of Guadalupe Hidalgo provided for the rights of the California Indians, which led to the establishment of the San Bernardino Indian Reservation.

The Gold Rush in California stimulated the development of San Bernardino County in the mid-1850s. With the discovery of gold deposits in the mountains, settlements began to emerge, and businesses were established to cater to miners' needs. The arrival of the Southern Pacific and Santa Fe Railroads helped further boost the county's growth by promoting trade and tourism.

Today, San Bernardino County continues to expand in terms of population and economic development, becoming a hub for industries such as logistics, commerce, and renewable energy.

Fun fact: San Bernardino County holds a section of the famous Route 66, a historic highway that once stretched from Chicago, Illinois to Santa Monica, California. It brought significant automobile tourism and economic development to the region in the early 1900s, earning it the title "The Main Street of America."


Featured Cities of California
Bloomington Boulder_Bay
Featured Properties from USDA Loan Eligible Regions of San Bernardino County