Find USDA Eligible Properties in San Joaquin County


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San Joaquin county has 10 usdaproperties.com realtors ready to help with your search!

March Featured Agents
Janet Ramirez   from   Better Homes and Gardens Integrity Real Estate
Deborah Hall   from   Realty ONE Group, Zoom
Ronald Cedillo   from   HBR Team
Michael Perry   from   Heritage REI Inc
Daria Talbot   from   Realty Executives of Northern California
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Looking to buy in San Joaquin County, California?

There are 284 USDA backed residential loans in San Joaquin county with an average loan balance of $208,744. Over 90% of the loans helped first time home buyers. Borrowers were an average age of 41 years old. The typical appraised home value was around $209,743. On average the rural home size purchased with this loan was approximately 1,766 SqFt. San Joaquin county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of San Joaquin County is roughly 3,692 square kilometers. USDA defined regions of rural loan ineligibility in San Joaquin cover 779 square kilometers of the county. Approximately 21.1% of San Joaquin County is ineligible for traditional USDA home loans. The influence score for San Joaquin County is 2. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of San Joaquin County, CA   San_Joaquin QR code
* cities most likely to have USDA loan eligible properties for sale.

*Acampo   •   Akers   •   Alba   •   Ampere   •   Armstrong   •   Atlanta   •   August   •   Avena   •   Banta   •   Bardi   •   Bellota   •   Burnham   •   Calla   •   Carbona   •   Carrolton   •   Clements   •   Cochrane   •   Collegeville   •   *Collierville   •   Cometa   •   Country Club   •   *Dogtown   •   Eagle Tree   •   East Side   •   El Pinal   •   *Escalon   •   *Farmington   •   Foppiano   •   French Camp   •   Garden Acres   •   Gillis   •   Guild   •   Haight   •   Henderson Village   •   Holt   •   Huntley   •   Kennedy   •   Kettleman   •   Lane   •   *Lathrop   •   Lincoln Village   •   *Linden   •   *Lockeford   •   Lodi   •   Lyoth   •   Manteca   •   Mokelumne City   •   Monada   •   Morada   •   Mormon   •   Mossdale   •   *Mountain House   •   Orford   •   Ortega   •   Pearson   •   Peltier   •   *Peters   •   *Ripon   •   San Joaquin River Club   •   Simms   •   Stockton   •   Summer Home   •   Taft Mosswood   •   *Terminous   •   The Homestead   •   *Thornton   •   Tomspur   •   Tracy   •   Trull   •   Urgon   •   Van Allen   •   Vernalis   •   *Victor   •   Villinger   •   Walthal   •   *Waterloo   •   West Manteca   •   Woodbridge   •   Youngstown

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in San Joaquin County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
San Joaquin County, California
USDA Boundary Details
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San Joaquin County, located in the northern part of the Central Valley in California, was officially established on February 18, 1850, as one of the original 27 counties of the state. It was named after the San Joaquin River, which flows through the county. The area was initially inhabited by the Yokut people, and later, by Spanish explorers and missionaries in the 18th century. With the arrival of Europeans and the Mexican period, the county became a significant agricultural region.

The California Gold Rush of 1848 attracted a significant number of settlers to the region, turning it into a bustling center for trade, transportation, and commerce. Around the 1890s, the city of Stockton, the county seat, became an important trade and transportation center during the gold rush and later evolved into an agricultural hub, leading to the growth of the county's population and economy.

San Joaquin County is known for its rich agricultural lands, producing a variety of crops such as grapes, asparagus, almonds, cherries, and tomatoes. The county also has a strong industrial base with the establishment of the Port of Stockton, which serves as an important inland seaport on the San Joaquin River, connecting the Central Valley to the Pacific Ocean.

Fun Fact: San Joaquin County is home to the Lodi Sandhill Crane Festival held each November, which celebrates the annual return of the greater Sandhill cranes to their wintering grounds in the area. The festival connects the community with nature through guided tours, art shows, and educational programs, promoting awareness and appreciation for these iconic birds and their habitat.


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