Find USDA Eligible Properties in San Mateo County


CA State Flag  San_Mateo County Seal

Realtors in San_Mateo browse list of realtors working in San Mateo County
San Mateo county has 3 usdaproperties.com realtors ready to help with your search!

March Featured Agents
Patrick Johnson   from   Keller Williams Silicon Valley
Rachel Ni   from   Coldwell Banker

USDAProperties Agent Contact Page Contact an Agent for Help  

Looking to buy in San Mateo County, California?

There are 3 USDA backed residential loans in San Mateo county with an average loan balance of $449,527. Over 100% of the loans helped first time home buyers. Borrowers were an average age of 46 years old. The typical appraised home value was around $471,666. On average the rural home size purchased with this loan was approximately 1,417 SqFt. Alternate income limits exist to determine loan eligibility in San Mateo county. For a household of upto 4 people the income limit is $212,550. For a household of between 5 and 8 people the income limit increases to $280,550.

The size of San Mateo County is roughly 1,203 square kilometers. USDA defined regions of rural loan ineligibility in San Mateo cover 523 square kilometers of the county. Approximately 43.5% of San Mateo County is ineligible for traditional USDA home loans. The influence score for San Mateo County is 1. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of San Mateo County, CA   San_Mateo QR code
* cities most likely to have USDA loan eligible properties for sale.

Atherton   •   Belle Monte   •   Belmont   •   Brisbane   •   Broadmoor   •   Burlingame   •   Butano Park   •   Colma   •   Daly City   •   Dearborn Park   •   East Palo Alto   •   *El Granada   •   Emerald Lake Hills   •   Foster City   •   Grabtown   •   *Half Moon Bay   •   Highlands   •   HighlandsBaywood Park   •   Hillsborough   •   Hillsborough Park   •   *La Honda   •   Ladera   •   Lobitos   •   *Loma Mar   •   Los Trancos Woods   •   Martins Beach   •   Menlo Park   •   Millbrae   •   Miramar   •   *Montara   •   *Moss Beach   •   North Fair Oaks   •   Pacifica   •   Palomar Park   •   *Pescadero   •   Portola Valley   •   Redwood City   •   Redwood Terrace   •   San Bruno   •   San Carlos   •   San Gregorio   •   San Mateo   •   San Mateo Park   •   Seal Cove   •   South San Francisco   •   West Menlo Park   •   Woodside   •   Woodside Glens

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in San Mateo County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
San Mateo County, California
USDA Boundary Details
.

San Mateo County, located in the San Francisco Bay Area, was formed in 1856 from parts of San Francisco and Santa Clara counties. The county sits along the Pacific coastline and is bordered by San Francisco to the northwest, the Santa Cruz Mountains to the southwest, and the San Francisco Bay to the east. It has a population of approximately 769,000 people, as of the 2020 Census.

The area's history dates back several thousand years, with evidence of native Ohlone tribes inhabiting the land. Spanish explorers led by Gaspar de Portol arrived in 1769, which marked the beginning of European settlement. The county was further developed during the Mission Era, with the establishment of Mission Dolores in San Francisco and Mission Santa Clara de Ass to the south.

When the Mexican-American War ended, California became a state in 1850. The Gold Rush led to an influx of people moving to the region, and this, in turn, resulted in the eventual formation of the San Mateo County Government in 1856.

The late 19th and early 20th centuries saw the growth of industries and transportation, such as the expansion of the Southern Pacific Railroad, which allowed San Mateo County to become a hub for suburban development. The county further flourished following World War II, with the emergence of the electronics and high-tech industries, which reshaped its economic landscape.

A fun fact about San Mateo County is that it was once nicknamed the "Valley of Heart's Delight" due to its thriving fruit orchards, which have since made way for the booming Silicon Valley. Nowadays, the county is known for its parks, open spaces, and diverse landscape, from stunning beaches and coastal cliffs to majestic redwood forests.


Featured Cities of California
Burlingame Butano_Park
Featured Properties from USDA Loan Eligible Regions of San Mateo County