Find USDA Eligible Properties in Santa Clara County


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Patrick Johnson   from   Keller Williams Silicon Valley
Rachel Ni   from   Coldwell Banker

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Looking to buy in Santa Clara County, California?

There are 3 USDA backed residential loans in Santa Clara county with an average loan balance of $308,163. Over 100% of the loans helped first time home buyers. Borrowers were an average age of 39 years old. The typical appraised home value was around $345,333. On average the rural home size purchased with this loan was approximately 1,384 SqFt. Alternate income limits exist to determine loan eligibility in Santa Clara county. For a household of upto 4 people the income limit is $190,350. For a household of between 5 and 8 people the income limit increases to $251,250.

The size of Santa Clara County is roughly 3,377 square kilometers. USDA defined regions of rural loan ineligibility in Santa Clara cover 1,293 square kilometers of the county. Approximately 38.3% of Santa Clara County is ineligible for traditional USDA home loans. The influence score for Santa Clara County is 1. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Santa Clara County, CA   Santa_Clara QR code
* cities most likely to have USDA loan eligible properties for sale.

Alamitos   •   Aldercroft Heights   •   Alta Mesa   •   Alum Rock   •   Ashrama   •   Berryessa   •   Cambrian Park   •   Campbell   •   Carnadero   •   Chemeketa Park   •   Corporal   •   Cupertino   •   East Foothills   •   English Town   •   Fruitdale   •   Gilroy   •   Holy City   •   Lawrence   •   Lexington Hills   •   Lick   •   Los Altos   •   Los Altos Hills   •   Los Gatos   •   Loyola   •   Miller   •   Milpitas   •   Monta Vista   •   Monte Sereno   •   Morgan Hill   •   Mountain View   •   Neal   •   New Almaden   •   Old Gilroy   •   Palo Alto   •   Perry   •   Redwood Estates   •   Rucker   •   San Felipe   •   San Jose   •   *San Martin   •   San Tomas   •   Santa Clara   •   Saratoga   •   Sargent   •   Seven Trees   •   South Coyote   •   Stanford   •   Sunnyvale   •   Sveadal   •   Twin Creeks   •   Wayne

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Santa Clara County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Santa Clara County, California
USDA Boundary Details
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Santa Clara County, located in the heart of California's Silicon Valley, has a rich and diverse history. The area was initially inhabited by various Native American tribes, such as the Ohlone and the Tamyen, for thousands of years before European contact. The first European exploration of the region occurred in 1769, when a Spanish expedition led by Gaspar de Portol passed through the area.

In 1777, Mission Santa Clara de Ass was established by Spanish Franciscan friars, marking a new era of colonization in the region. This mission, which is now located within the grounds of Santa Clara University, played a vital role in shaping the county's future. Following a transition of power from Spain to Mexico in 1821, lands surrounding the mission were later divided into ranchos granted by the Mexican government. Cattle and sheep ranching, agriculture, and other small-scale industries defined the local economy.

The region underwent significant change following the Mexican-American War in 1846-48. Santa Clara County officially became part of the United States with the signing of the Treaty of Guadalupe Hidalgo in 1848. The county was founded on February 18, 1850, as one of the original counties of California.

The discovery of gold in California attracted new settlers and stimulated the growth of agriculture in Santa Clara County. It quickly became a hub for fruit production, mainly known for its vast orchards, and earned the nickname "Valley of Heart's Delight." In the early 20th century, canning and food processing plants became the backbone of the local economy.

However, the most notable transformation of Santa Clara County began after World War II, with the advent of the semiconductor industry. Stanford University's research facilities and the establishment of the Stanford Industrial Park in 1951 encouraged numerous high-tech and electronics companies to base themselves in the region. In 1971, journalist Don Hoefler famously termed the area "Silicon Valley" due to the growing concentration of silicon chip manufacturers. Today, the county hosts corporate headquarters for several industry giants such as Apple, Google, and Intel.

One fun fact about Santa Clara County is that it is the site of the world's first radio broadcasting station. In 1909, Charles "Doc" Herrold, an inventor, and college instructor established the first radio broadcasting station in the city of San Jose, laying the foundation for modern radio as we know it today.


Featured Cities of California
Berryessa Cambrian_Park
Featured Properties from USDA Loan Eligible Regions of Santa Clara County